125 Challenge Rd, Raleigh, NC 27603 Property Records

Wake County property record for 125 Challenge Rd, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,713 sqft · built 2000
Lot Size	0.269 acres (11,761 sqft)
Owner	Owner Name on File
Last Sale	$263,000 (Aug 2009)
Tax Bill	$4,859 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0699.02-77-7243 0250546`

Property Details

APN / Parcel Number

Primary APN	`0699.02-77-7243 0250546`
Alternative APNs	`025054601` `0250546`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,713 sqft Heated Area
1st Floor Area	2,013 sqft
Attic Area	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,761 sqft (0.269 acres)
Garage Area	474 sqft
Porch	Porch
Porch Area	51 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0250546
Old Parcel Number	025054601
Street Address	125 CHALLENGE RD
City	RALEIGH
State	NC
Zip	27603-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO252 EAGLE RIDGE SUB SE1 BM1999-1237
Legal Township	15
Legal Subdivision	EAGLE RIDGE SUB
Legal Lot Number	252
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	4
Census Block	4004
Census Tract	53009

Owner

The current owner of 125 Challenge Rd bought it in August 2009.

Source: Wake County records, as of April 18, 2024

Owner of Record	Owner Name on File
Mailing Address	125 CHALLENGE RD, RALEIGH, NC 27603-1976
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2009 · Amount on File
Deed Sale	Aug 10, 2009 · Amount on File
Prior Sale	Jun 1, 2000 · Amount on File
Deed Document Number	0136582648
Deed Book / Page	13658 / 2648
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	125 CHALLENGE RD, RALEIGH, NC 27603-1976
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18631/1392
Date	Aug 4, 2021
Book Page	18631/1392

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	125 CHALLENGE RD, RALEIGH, NC 27603-1976
Document Number	173872392
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CHALLENGE RD RALEIGH NC 276031976, RALEIGH, NC 27603-1976

Mortgage

Document Number	173872392
Date	Mar 19, 2019
Book Page	017387/002392

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	125 CHALLENGE RD, RALEIGH, NC 27603-1976
Document Number	166872685
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CHALLENGE RD RALEIGH NC 276031976, RALEIGH, NC 27603-1976

Mortgage

Document Number	166872685
Date	Feb 6, 2017
Book Page	016687/002685

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,859.00	$376,925 Land $60,500 Building $316,425	$376,925 Land $60,500 Building $316,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Challenge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Challenge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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