Wake County property record for 120 Challenge Rd, Raleigh, NC 27603
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,293 sqft · built 2000 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Oct 2007) |
| Tax Bill | $5,355 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0699.02-77-7483-000 |
| Primary APN | 0699.02-77-7483-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,293 sqft Living Area |
| 1st Floor Area | 2,293 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 483 sqft |
| Porch | Open Porch |
| Porch Area | 358 sqft |
| Deck Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0250562 |
|---|---|
| Street Address | 120 CHALLENGE RD |
| City | RALEIGH |
| State | NC |
| Zip | 27603-1975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOREC 288 EAGLE RIDGE SUB SE1 BM2000-003 |
| Legal Subdivision | EAGLE RIDGE SUB |
| Legal Lot Number | 288 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | PANTHER BRANCH |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 53009 |
Source: Wake County records, as of September 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 CHALLENGE RD, RALEIGH, NC 27603-1975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2007 · Amount on Record |
| Deed Sale | Oct 31, 2007 · Amount on Record |
| Prior Sale | Oct 6, 2005 · Amount on Record |
| Deed Book / Page | 12815 / 1054 |
| Prior Transfer Date | Sep 21, 2007 |
| Prior Transfer Doc | 127650155 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 120 CHALLENGE RD, RALEIGH, NC 27603-1975 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 120 CHALLENGE RD, RALEIGH, NC 27603-1975 |
| Document Number | 186440097 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 18644/97 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,355.00 (+13.84%) | $514,463 (+41%) Land $104,500 Building $409,963 | $514,463 (+41%) Land $104,500 Building $409,963 |
| 2023 | $4,704.00 | $364,860 Land $60,500 Building $304,360 | $364,860 Land $60,500 Building $304,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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