125 Cardinal Dr, Macon, IL 62544 Property Records

Macon County property record for 125 Cardinal Dr, Macon, IL 62544

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,176 sqft · built 2001
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Trust Names on Record
Last Sale	$315,000 (Mar 2022)
Tax Bill	$7,032 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-16-33-326-015`

Property Details

APN / Parcel Number

Primary APN	`16-16-33-326-015`
Alternative APN	`16-33-326-015`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft
Basement Area	2,176 sqft
Unfinished Basement	2,176 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Lot Area	34,848 sqft (0.8 acres)
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	161633326015
Street Address	125 CARDINAL DR
City	MACON
State	IL
Zip	62544-7084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	HOGAN HILLS AT MACON LT 13
Legal Range	02E
Legal Township	15N
Legal Section	33
Legal Subdivision	HOGAN HILLS MACON
Legal Lot Number	13
Jurisdiction	MACON IL
Township / Civil Division	SOUTH MACON
Census Block Group	1
Census Block	1010
Census Tract	2602

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	125 CARDINAL DR, MACON, IL 62544-7084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE
Mar 9, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Feb 23, 2015
Deed Document Number	20221993454
Deed Book / Page	4882 / 350
Prior Transfer Date	Mar 3, 2022
Prior Transfer Doc	004882/735
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Mar 7, 2022
Property Address	125 CARDINAL DR, MACON, IL 62544-7084
Document Number	004882/350
Book / Page	4882 / 350
Map Reference	PB 1832 PG 718
Instrument Date	Mar 3, 2022
Instrument	1993454
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19934554882351
Date	Mar 7, 2022
Instrument	19934554882351

Lender

Name	CROSS COUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.88%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	Mar 9, 2022
Property Address	125 CARDINAL DR, MACON, IL 62544-7084
Document Number	004882/735
Book / Page	4882 / 735
Map Reference	PB 1832 PG 718
Instrument Date	Mar 3, 2022
Instrument	1993528
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	125 CARDINAL DR, MACON, IL 62544-7084
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4732/603
Date	Apr 3, 2020
Book Page	4732/603
Instrument	1959417

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Macon Township
Municipality	Macon City
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,032.00	$101,402 Land $17,160 Building $84,242	$304,236 Land $51,485 Building $252,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON serves 1,205 people · EPA ID IL1150250
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Shawnee Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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