115 Cardinal Dr, Macon, IL 62544 Property Records

Macon County property record for 115 Cardinal Dr, Macon, IL 62544

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,209 sqft · built 2004
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Feb 2020)
Tax Bill	$6,473 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-16-33-376-008`

Property Details

APN / Parcel Number

Primary APN	`16-16-33-376-008`
Alternative APN	`16-33-376-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft
Basement Area	1,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Lot Area	27,443 sqft (0.63 acres)
Garage Area	864 sqft
Porch	Slab
Porch Area	273 sqft
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	161633376008
Street Address	115 CARDINAL DR
City	MACON
State	IL
Zip	62544-7076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	HOGAN HILLS AT MACON LOT 8 IRREG TIF
Legal Range	02E
Legal Township	15N
Legal Section	33
Legal Subdivision	HOGAN HILLS AT MACON
Legal Lot Number	8
Jurisdiction	MACON IL
Township / Civil Division	SOUTH MACON
Census Block Group	1
Census Block	1010
Census Tract	2602

Owner

115 Cardinal Dr is owned and occupied by an individual who bought it in February 2020.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	115 CARDINAL DR, MACON, IL 62544-7076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Warranty Deed, Transfer · Conventional Mortgage DEWITT SAVINGS BANK
Feb 1, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Document Number	20201957088
Deed Book / Page	4722 / 938
Prior Transfer Date	Nov 15, 2010
Prior Transfer Doc	4107/760
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Feb 4, 2020
Property Address	115 CARDINAL DR, MACON, IL 62544-7076
Document Number	4722/938
Book / Page	4722 / 938
Map Reference	PB 1832 PG 718
Instrument Date	Jan 23, 2020
Instrument	1957088
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 CARDINAL DR, MACON, IL 62544-7076

Mortgage

Document Number	1957089
Date	Feb 4, 2020
Instrument	1957089

Lender

Name	DEWITT SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Feb 1, 2017
Property Address	115 CARDINAL DR, MACON, IL 62544-7076
Document Number	4545/593
Book / Page	4545 / 593
Instrument Date	Jan 31, 2016
Instrument	1914725
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CARDINAL DR, MACON, IL 62544-7076

Mortgage

Document Number	4545/594
Date	Feb 1, 2017
Book Page	4545/594
Instrument	1914726

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 115 Cardinal Dr was $6,473 with a homeowner's exemption, up 4.4% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Macon Township
Municipality	Macon City
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,473.00 (+4.37%) Homeowner's exemption	$93,825 (+4.88%) Land $13,514 Building $80,311	$281,503 (+4.88%) Land $40,546 Building $240,957
2024	$6,202.00	$89,459 Land $12,885 Building $76,574	$268,404 Land $38,659 Building $229,745

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON serves 1,205 people · EPA ID IL1150250
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Shawnee Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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