Ottawa County property record for 125 5th St, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1931 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,212 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-16-402-013 |
| Primary APN | 70-03-16-402-013 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 776 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 264 ft deep x 165 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 125 5TH ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CORECOM |
| Legal Description | PART OF GOV LOT 2 COM 132 FT N 60D 30M W OF NE COR LOT 6 BLK 23 VILLAGE OF FERRYSBURG PLAT TH N 60D 30M W 132 FT, S 29D 30M W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 16 |
| Legal Subdivision | FERRYSBURG PLAT |
| Legal Block | 23 |
| Legal Lot Number | 2,6,8 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | FERRYSBURG |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20600 |
125 5th St is owner-occupied and held in a trust since April 2015.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 125 5TH ST, SPRING LAKE, MI 49456-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2015 |
| Transfer Doc | 20150013719 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 125 5th St was $2,212 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,000 (-0.29%) | $278,000 (-0.29%) | |
| 2025 | $2,212.00 Homeowner's exemption | $139,400 | $278,800 |
| 2023 | $143,500 | $287,000 | |
| 2022 | $2,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERRYSBURG serves 3,268 people · EPA ID MI0002285 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
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