12499 Locke Cir, Riverside, CA 92503 Property Records

Riverside County property record for 12499 Locke Cir, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,008 sqft · built 2018
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,500 (Apr 2023)
Tax Bill	$16,067 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`136-110-044`

Property Details

APN / Parcel Number

Primary APN	`136-110-044`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,008 sqft Living Area
Gross Area	5,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	12499 LOCKE CIR
City	RIVERSIDE
State	CA
Zip	92503-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.34 ACRES M/L IN LOT 16 MB 454/019 TR 36894
Legal Subdivision	TRACT NO. 36894
Legal Tract	36894
Legal Lot Number	16
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CORONA
Census Block Group	1
Census Block	1005
Census Tract	41413

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 21, 2022	Intrafamily Transfer, Transfer AMROCK LLC
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 13, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	2023116385
Prior Transfer Date	May 13, 2022
Prior Transfer Doc	0000324134
Record Updated	Sep 20, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 24, 2023
Property Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915
Document Number	0000116385
Map Reference	MB 454 PG 19-30
Instrument Date	Mar 22, 2023
Instrument	2023-0116385
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915

Mortgage

Document Number	0000116386
Date	Apr 24, 2023
Instrument	2023-0116386

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year TN
Margin	2
Max Rate	10.1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 21, 2022
Property Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915
Document Number	0000324132
Map Reference	MB 454 PG 19-30
Instrument Date	May 13, 2022
Instrument	2022-0324132
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915

Mortgage

Document Number	0000324133
Date	Jul 21, 2022
Instrument	2022-0324133

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 21, 2022
Property Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915
Document Number	0000324134
Map Reference	MB 454 PG 19-30
Instrument Date	May 13, 2022
Instrument	2022-0324134
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915

Mortgage

Document Number	0000131045
Date	Mar 17, 2022
Instrument	2022-0131045

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Oct 1, 2045

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915

Mortgage

Document Number	0000513595
Date	Oct 23, 2020
Instrument	2020-0513595

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2045

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 13, 2019
Property Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915
Document Number	0000049856
Instrument Date	Jan 31, 2019
Instrument	49856
Transaction Type	Transfer
Record Updated	Feb 21, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12499 LOCKE CIR RIVERSIDE CA 925035915, RIVERSIDE, CA 92503-5915

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 17, 2018
Property Address	12499 LOCKE CIR, RIVERSIDE, CA 92503-5915
Document Number	0000488451
Map Reference	MB 454 PG 19-30
Instrument Date	Nov 30, 2018
Instrument	2018-0488451
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 70483, RIVERSIDE, CA 92513-0483

Mortgage

Document Number	0000488452
Date	Dec 17, 2018
Instrument	2018-0488452

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,045,289 (+2%) Land $79,590 Building $965,699
2025	$16,067.00 (+16.96%) Homeowner's exemption	$1,024,794 (+20.99%) Land $78,030 Building $946,764
2023	$13,737.00 (+2.74%) Homeowner's exemption	$847,024 Land $80,413 Building $766,611
2022	$13,371.00
2021			$931,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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