12480 Locke Cir, Riverside, CA 92503 Property Records

Riverside County property record for 12480 Locke Cir, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,326 sqft · built 2018
Lot Size	0.349 acres (15,245 sqft)
Owner	2 Individual Names on File
Last Sale	$944,500 (Jan 2018)
Tax Bill	$16,649 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136-110-039`

Property Details

APN / Parcel Number

Primary APN	`136-110-039`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,326 sqft Living Area
Gross Area	3,976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	15,245 sqft (0.349 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	136110039
Street Address	12480 LOCKE CIR
City	RIVERSIDE
State	CA
Zip	92503-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	.35 ACRES M/L IN LOT 11 MB 454/019 TR 36894
Legal Tract	36894
Legal Lot Number	11
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CORONA
Census Block Group	1
Census Block	1005
Census Tract	41413

Owner

12480 Locke Cir is owned and occupied by two individuals who bought it in January 2018.

Source: Riverside County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12480 LOCKE CIR, RIVERSIDE, CA 92503-5915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Jan 31, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 27, 2018	Grant Deed, Transfer FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Deed Document Number	2018-0040031
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	12480 LOCKE CIR, RIVERSIDE, CA 92503-5915
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12480 LOCKE CIR, RIVERSIDE, CA 92503-5915

Mortgage

Document Number	0000211501
Date	Apr 5, 2021
Instrument	2021-0211501

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 31, 2018
Property Address	12480 LOCKE CIR, RIVERSIDE, CA 92503-5915
Document Number	0000040031
Map Reference	MB 454 PG 19-30
Instrument Date	Nov 2, 2017
Instrument	2018-0040031
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE GROU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12480 LOCKE CIR, RIVERSIDE, CA 92503-5915

Mortgage

Document Number	0000040032
Date	Jan 31, 2018
Instrument	2018-0040032

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 27, 2018
Property Address	12480 LOCKE CIR, RIVERSIDE, CA 92503-5915
Document Number	0000163532
Instrument Date	Oct 5, 2017
Instrument	163532
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount on Record
Tax	$990.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	44572 VILLA HELENA ST TEMECULA CA 925925674, TEMECULA, CA 92592-5674

Tax Assessment & Valuation

The 2025 property tax bill for 12480 Locke Cir was $16,649 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,649.00 Homeowner's exemption	$1,077,243 Land $113,777 Building $963,466
2023	$15,824.00 (+2.64%) Homeowner's exemption	$1,035,414 Land $109,360 Building $926,054
2022	$15,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12480 Locke Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12480 Locke Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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