12499 200th St W, Waterville, MN 56096 Property Records

Rice County property record for 12499 200th St W, Waterville, MN 56096

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,392 sqft · built 2004
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,216 (2026)
Deeds & Mortgages	Apr 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09.30.4.50.001`

Property Details

APN / Parcel Number

Primary APN	`09.30.4.50.001`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,382 sqft
Basement Area	1,382 sqft
Unfinished Basement	1,382 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	946 sqft
Driveway	Gravel Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12499 200TH ST W
City	WATERVILLE
State	MN
Zip	56096-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SW4 SE4 BEG SW COR SE4 TH ELY ALG S LI SE4 330FT TH NLY P/W W LI SE4 330.01FT TH WLY P/W S LI 330FT TAP W LI TH SLY ALG
Legal Range	022
Legal Township	110
Legal Section	30
Jurisdiction	RICE MN
Township / Civil Division	SHIELDSVILLE
Census Block Group	3
Census Block	3058
Census Tract	70300

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12499 200TH ST W, WATERVILLE, MN 56096-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICE MN
Property Address	12499 200TH ST W, WATERVILLE, MN 56096-4500
Document Number	0000696798
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12499 200TH ST W WATERVILLE MN 560964500, WATERVILLE, MN 56096-4500

Mortgage

Document Number	0000696798
Date	Apr 18, 2017
Instrument	696798

Lender

Name	FIRST UNITED BK
Type	Bank
Address	FARIBAULT, MN 55021

Agreement

Term	60 Months
Due	Apr 17, 2022

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
County Subdivision	Shieldsville Township
Unified School District	Tri-City United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,216.00 (+12.84%)	$385,000 (+2.09%) Land $112,800 Building $272,200	$385,000 (+2.09%) Land $112,800 Building $272,200
2025		$377,100 (+10.17%) Land $105,000 Building $272,100	$377,100 (+10.17%) Land $105,000 Building $272,100
2024	$2,850.00 (+16.42%)	$342,300 (-) Land $91,300 Building $251,000	$342,300 (-) Land $91,300 Building $251,000
2023	$2,448.00	$342,300 Land $91,300 Building $251,000	$342,300 Land $91,300 Building $251,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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