11948 200th St W, Waterville, MN 56096 Property Records

Rice County property record for 11948 200th St W, Waterville, MN 56096

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,560 sqft · built 2002
Lot Size	17.2 acres (750,539 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,428 (2024)
Deeds & Mortgages	Oct 2023 Transfer Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09.32.2.25.003`

Property Details

APN / Parcel Number

Primary APN	`09.32.2.25.003`
Alternative APN	`09.32.2.25.005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	3,330 sqft
Basement Area	1,560 sqft
Finished Basement	1,258 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	750,539 sqft (17.2 acres)
Garage Type	Detached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	11948 200TH ST W
City	WATERVILLE
State	MN
Zip	56096-9328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NW4 NW4 BEG NW COR NW4 NW4 TH E ALG N LI 653.76FT TH S800FT W326.9FT S532.46FT TO S LI NW4 NW4 TH W326.86FT TO SW COR
Legal Range	22
Legal Township	110
Legal Section	32
Jurisdiction	RICE MN
Township / Civil Division	SHIELDSVILLE
Census Block Group	3
Census Block	3063
Census Tract	70300

Owner

11948 200th St W is owned and occupied by two individuals.

Source: Rice County records, as of May 10, 2024

Owner of Record	2 Individual Names on File
Mailing Address	11948 200TH ST W, WATERVILLE, MN 56096-9328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer
Dec 15, 2020	Loan Modification, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 7, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICE MN
Recording Date	Oct 23, 2023
Property Address	11948 200TH ST W, WATERVILLE, MN 56096-9328
Document Number	000A763362
Instrument Date	Aug 30, 2023
Instrument	A763362
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11948 200TH ST W, WATERVILLE, MN 56096-9328

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICE MN
Property Address	11948 200TH ST W, WATERVILLE, MN 56096-9328
Document Number	0000734075
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11948 200TH ST W WATERVILLE MN 560969328, WATERVILLE, MN 56096-9328

Mortgage

Document Number	0000734075
Date	Dec 21, 2020
Instrument	734075

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	MONTGOMERY, MN 56069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 20, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rice County assessment roll, as of February 1, 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
County Subdivision	Shieldsville Township
Unified School District	Waterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,428.00 (+15.34%)	$592,800 (-1.85%) Land $212,800 Building $380,000	$592,800 (-1.85%) Land $212,800 Building $380,000
2023	$2,972.00	$604,000 Land $221,400 Building $382,600	$604,000 Land $221,400 Building $382,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11948 200th St W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11948 200th St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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