Benton County property record for 12497 Cooper Dr, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,925 sqft · built 2006 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jun 2019) |
| Tax Bill | $2,183 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-16809-000 |
| Primary APN | 15-16809-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,925 sqft Living Area |
| Gross Area | 2,409 sqft |
| 1st Floor Area | 1,925 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 188 sqft |
| Patio Area | 323 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12497 COOPER DR |
|---|---|
| City | LOWELL |
| State | AR |
| Zip | 72745-9220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 2004-1428 12/10/04 |
| Legal Range | 29 |
| Legal Township | 18 |
| Legal Section | 11 |
| Legal Subdivision | COOPER HILLS SUB-RURBAN |
| Legal Lot Number | 4 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 21408 |
12497 Cooper Dr is owned and occupied by an individual who bought it in June 2019.
Source: Benton County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 18, 2021 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Aug 7, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jun 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF FORT SMITH |
| May 9, 2018 | Warranty Deed, Construction Loan CORNERSTONE HM LNDG |
| Apr 30, 2018 | Deed of Trust, Mortgage · VA Mortgage CORNERSTONE HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on File |
| Deed Sale | Jun 27, 2019 · Amount on File |
| Prior Sale | Jul 22, 2005 · Amount on File |
| Deed Document Number | 201932578 |
| Prior Transfer Date | Jul 28, 2016 |
| Prior Transfer Doc | 2016/45014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Document Number | L202606975 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | L202606975 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | 1627 E JOYCE BLVD, FAYETTEVILLE, AR 72703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 8, 2051 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000059231 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021059231 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Document Number | 0000010948 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021010948 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 11, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Document Number | L202339985 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | L202339985 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jun 27, 2019 |
| Property Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Document Number | 0000032578 |
| Map Reference | PL 2004 PG 1428 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019032578 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12498 COOPER DR, 12498, LOWELL, AR 72745-9220 |
| Name | Verified Name |
|---|---|
| Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Document Number | 0000032579 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019032579 |
| Name | FIRST NATIONAL BANK OF FORT SMITH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 9, 2018 |
| Property Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Document Number | 0000023648 |
| Instrument Date | May 4, 2018 |
| Instrument | 23648 |
| Transaction Type | Construction Loan |
| Record Updated | May 18, 2018 |
| Title Company | CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $667.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12497 COOPER DR LOWELL AR 727459220, LOWELL, AR 72745-9220 |
| Document Number | 23649 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 23649 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 8, 2048 |
| Document Number | 23650, |
|---|---|
| Date | May 9, 2018 |
| Instrument | 23650 |
| Name | GLEN D RIEVE |
|---|---|
| Address | 1138 W HWY 264, BETHEL HEIGHTS, AR 72764 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 8, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 12497 COOPER DR, LOWELL, AR 72745-9220 |
| Document Number | 0000031733 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12497 COOPER DR LOWELL AR 727459220, LOWELL, AR 72745-9220 |
| Document Number | 0000031733 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 31733 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2048 |
The 2026 property tax bill for 12497 Cooper Dr was $2,183 with a homeowner's exemption, down 23.6% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Unified School District | Springdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,183.00 (-23.59%) Homeowner's exemption | $75,495 (-) Land $15,000 Building $60,495 | $377,475 (-) Land $75,000 Building $302,475 |
| 2025 | $2,857.00 Homeowner's exemption | $75,495 Land $15,000 Building $60,495 | $377,475 (-) Land $75,000 Building $302,475 |
| 2024 | $377,475 (+64.26%) Land $75,000 Building $302,475 | ||
| 2023 | $2,110.00 Homeowner's exemption | $45,960 Land $6,400 Building $39,560 | $229,800 Land $32,000 Building $197,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12497 Cooper Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1986–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12497 Cooper Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 47% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OzarksGo Fiber | 2,500 / 2,500 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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