1. Home
  2. Louisiana
  3. Ascension Parish
  4. Geismar
  5. Debate Rd

12494 Debate Rd, Geismar, LA 70734 Property Records

Ascension Parish property record for 12494 Debate Rd, Geismar, LA 70734

Property Summary

Property TypeSingle Family Home
Lot Size1.11 acres (48,352 sqft)
Owner2 Individual Names on Record
Last Sale$84,900 (May 2017)
Tax Bill$2,773 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN020036994

Property Details

APN / Parcel Number

Primary APN020036994
Alternative APN
  • 20036994

Exterior

Lot Area48,352 sqft (1.11 acres)

Location & Zoning

Street Address12494 DEBATE RD
CityGEISMAR
StateLA
Zip70734-3101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.11 AC. SEC. 21-9-2, LOT Z-1-A
Legal Range02E
Legal Township09S
Legal Section21
Legal Subdivision8 1 R
Legal Lot NumberZ-1-A
JurisdictionASCENSION LA
Township / Civil Division8
Census Block Group1
Census Block1005
Census Tract30304

Owner

Source: Ascension Parish records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address12494 DEBATE RD, GEISMAR, LA 70734-3101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH
Apr 21, 2020Deed of Trust, Mortgage
EUSTIS MTG
Oct 22, 2018Deed of Trust, Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2017 · Amount on Record
Deed SaleMay 30, 2017 · Amount on Record
Deed Document Number924453
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASCENSION LA
Property Address12494 DEBATE RD, GEISMAR, LA 70734-3101
Document Number0001005981
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12494 DEBATE RD GEISMAR LA 707343101, GEISMAR, LA 70734-3101

Mortgage

Document Number0001005981
DateSep 29, 2020
Instrument1005981
Lender
NameBANCORPSOUTH
TypeBank
AddressPRAIRIEVILLE, LA 70769
Agreement
TypeLine of Credit
Term60 Months
DueSep 28, 2025
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASCENSION LA
Property Address12494 DEBATE RD, GEISMAR, LA 70734-3101
Document Number0000992567
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyLEGACY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12494 DEBATE RD GEISMAR LA 707343101, GEISMAR, LA 70734-3101

Mortgage

Document Number0000992567
DateApr 27, 2020
Instrument992567
Lender
NameEUSTIS MTG
TypeMortgage Company
AddressNEW ORLEANS, LA 70113
Agreement
AmountAmount Recorded
Term240 Months
DueApr 26, 2040

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASCENSION LA
Property Address12494 DEBATE RD, GEISMAR, LA 70734-3101
Document Number0000958920
Instrument DateOct 22, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018
Title CompanyLEGACY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12494 DEBATE RD GEISMAR LA 70734, GEISMAR, LA 70734

Mortgage

Document Number0000958920
DateOct 30, 2018
Instrument958920
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term240 Months
DueOct 29, 2038

Tax Assessment & Valuation

Source: Ascension Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountyAscension Parish
Unified School DistrictAscension Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,773.00 (+3.7%) Homeowner's exemption$35,210 (+4.54%) Land $9,170 Building $26,040$352,100 (+4.54%) Land $91,700 Building $260,400
2023$2,674.00 Homeowner's exemption$33,680 Land $7,640 Building $26,040$336,800 Land $76,400 Building $260,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 224 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies224 in force
Nearby Flood Claims12 (2014–2021)
Claims Outside the SFHA2 of 12
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2021 · 3 claims
  • Severe Storms And Flooding, Aug 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
REV
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Debate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures