12446 Debate Rd, Geismar, LA 70734 Property Records

Ascension Parish property record for 12446 Debate Rd, Geismar, LA 70734

Property Summary

Property TypeSingle Family Home
Lot Size1.36 acres (59,242 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Jul 2019)
Tax Bill$2,293 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN020020497

Property Details

APN / Parcel Number

Primary APN020020497
Alternative APN
  • 20020497

Exterior

Lot Area59,242 sqft (1.36 acres)

Location & Zoning

Street Address12446 DEBATE RD
CityGEISMAR
StateLA
Zip70734-3101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.36 AC. SEC. 21-9-2, TRACT X-3
Legal Range02E
Legal Township09S
Legal Section21
Legal Subdivision8 1 R
Legal TractX-3
Legal Lot NumberX3
JurisdictionASCENSION LA
Township / Civil Division8
Census Block Group1
Census Block1005
Census Tract30304

Owner

Source: Ascension Parish records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12446 DEBATE RD, GEISMAR, LA 70734-3101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2019Grant Deed, Transfer
GMFS
Aug 10, 2017Grant Deed, Transfer
PLATINUM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2019 · Amount on Record
Deed SaleJul 9, 2019 · Amount on Record
Deed Document Number973934
Record UpdatedJun 8, 2026

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionASCENSION LA
Recording DateJul 9, 2019
Property Address12446 DEBATE RD, GEISMAR, LA 70734-3101
Document Number0000973934
Instrument DateJun 5, 2019
Instrument973934
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyBATON ROUGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12446 DEBATE RD GEISMAR LA 707343101, GEISMAR, LA 70734-3101

Mortgage

Document Number973935
DateJul 9, 2019
Instrument973935
Lender
NameGMFS
AddressBATON ROUGE, LA 70806
Agreement
AmountAmount Recorded
Term360 Months
DueJul 8, 2049

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionASCENSION LA
Recording DateAug 10, 2017
Property Address12446 DEBATE RD, GEISMAR, LA 70734-3101
Document Number0000930300
Instrument DateJul 31, 2017
Instrument930300
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO/LA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12446 DEBATE RD GEISMAR LA 707343101, GEISMAR, LA 70734-3101

Mortgage

Document Number930302
DateAug 10, 2017
Instrument930302
Lender
NamePLATINUM MTG
TypeMortgage Company
AddressMADISON, AL 35758
Agreement
AmountAmount Recorded
Term360 Months
DueAug 9, 2047

Tax Assessment & Valuation

Source: Ascension Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountyAscension Parish
Unified School DistrictAscension Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,293.00 (+3.2%) Homeowner's exemption$30,410 (+3.97%) Land $6,940 Building $23,470$304,100 (+3.97%) Land $69,400 Building $234,700
2023$2,222.00 Homeowner's exemption$29,250 Land $5,780 Building $23,470$292,500 Land $57,800 Building $234,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 224 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies224 in force
Nearby Flood Claims12 (2014–2021)
Claims Outside the SFHA2 of 12
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2021 · 3 claims
  • Severe Storms And Flooding, Aug 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
REV
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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