12493 Williams Rd, Gaines, MI 48436 Property Records

Genesee County property record for 12493 Williams Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1978
Lot Size	2.79 acres (121,532 sqft)
Owner	Individual Name on File
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-07-300-007`

Property Details

APN / Parcel Number

Primary APN	`01-07-300-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	121,532 sqft (2.79 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12493 WILLIAMS RD
City	GAINES
State	MI
Zip	48436-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	A PARCEL OF LAND BEG S 89 DEG 43 MIN 25 SEC E 200 FT FROM W 1/4 COR OF SEC TH S 89 DEG 43 MIN 25 SEC E 200 FT TH S 0 DEG 00
Legal Range	05E
Legal Township	05N
Legal Section	07
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1026
Census Tract	13001

Owner

12493 Williams Rd is owned and occupied by an individual who acquired it in November 2009.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12493 WILLIAMS RD, GAINES, MI 48436-8912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Apr 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 23, 2009
Transfer Doc	0000075574
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12493 WILLIAMS RD, GAINES, MI 48436-8912
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102180011313
Date	Feb 18, 2021
Instrument	202102180011313

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12493 WILLIAMS RD, GAINES, MI 48436-8912
Document Number	0000032029
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12493 WILLIAMS RD GAINES MI 484368912, GAINES, MI 48436-8912

Mortgage

Document Number	0000032029
Date	Apr 11, 2017
Instrument	32029

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 12493 Williams Rd was $2,698 with a homeowner's exemption, up 3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,100 (+10.99%) Land $17,200 Building $98,900	$232,200 (+10.99%) Land $34,400 Building $197,800
2025	$2,698.00 (+3.02%) Homeowner's exemption	$104,600	$209,200
2024	$2,619.00
2023		$90,600	$181,200
2019	$1,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12493 Williams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12493 Williams Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Williams Rd

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