Genesee County property record for 12300 Williams Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 2001 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2020) |
| Tax Bill | $5,343 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-07-100-010 |
| Primary APN | 01-07-100-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 81,457 sqft (1.87 acres) |
| Garage Area | 1,834 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 12300 WILLIAMS RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-8912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | A PARCEL OF LAND BEG S 89 DEG 22 MIN 29 SEC E 2107.32 FT FROM W 1/4 COR OF SEC TH N 0 DEG 53 MIN 15 SEC E 300 FT TH S 89 DEG |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 07 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 13001 |
12300 Williams Rd is owned and occupied by two individuals who bought it in May 2020.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12300 WILLIAMS RD, GAINES, MI 48436-8912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Line of Credit LAFCU |
| May 12, 2020 | Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on File |
| Deed Sale | May 12, 2020 · Amount on File |
| Prior Sale | Apr 1, 2015 · Amount on File |
| Deed Document Number | 202035036 |
| Prior Transfer Date | May 13, 2003 |
| Prior Transfer Doc | 0000071761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12300 WILLIAMS RD, GAINES, MI 48436-8912 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12300 WILLIAMS RD, GAINES, MI 48436-8912 |
| Document Number | 0000043080 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 202206010043080 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 17, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 12, 2020 |
| Property Address | 12300 WILLIAMS RD, GAINES, MI 48436-8912 |
| Document Number | 0000035036 |
| Instrument Date | May 1, 2020 |
| Instrument | 35036 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1307 STINSON ST OWOSSO MI 488671455, OWOSSO, MI 48867-1455 |
| Document Number | 34065 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 34065 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2050 |
The 2025 property tax bill for 12300 Williams Rd was $5,343 with a homeowner's exemption, up 2.9% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,000 (+11.17%) Land $16,400 Building $179,600 | $392,000 (+11.17%) Land $32,800 Building $359,200 | |
| 2025 | $5,343.00 (+2.87%) Homeowner's exemption | $176,300 | $352,600 |
| 2024 | $5,194.00 | ||
| 2023 | $148,700 | $297,400 | |
| 2019 | $2,932.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12300 Williams Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12300 Williams Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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