12491 E Heritage Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 12491 E Heritage Dr, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,500 (Mar 2021)
Tax Bill	$4,374 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`07-07-127-007`

Property Details

APN / Parcel Number

Primary APN	`07-07-127-007`

Exterior

Lot Area	45,738 sqft (1.05 acres)

Location & Zoning

Street Address	12491 E HERITAGE DR
City	MOUNT VERNON
State	IL
Zip	62864-2686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE ESTATES SUB-REVISED LOT 7
Legal Subdivision	HERITAGE ESTATES
Legal Lot Number	7
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1026
Census Tract	50700

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12491 E HERITAGE DR, MOUNT VERNON, IL 62864-2686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	20211435
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Mar 29, 2021
Property Address	12491 E HERITAGE DR, MOUNT VERNON, IL 62864-2686
Document Number	202101435
Instrument Date	Mar 26, 2021
Instrument	202101435
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	141 S 11TH ST, BONNIE, IL 62816-2334

Mortgage

Document Number	202101436
Date	Mar 29, 2021
Instrument	202101436

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12491 E HERITAGE DR, MOUNT VERNON, IL 62864-2686
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002465
Date	Jun 1, 2020
Instrument	202002465

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2021

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Rome Community Consolidated School District 2 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,591 (+33.36%) Land $9,932 Building $74,659	$253,773 (+33.36%) Land $29,796 Building $223,977
2024	$4,374.00 (+11.3%)
2022		$63,429 Land $7,447 Building $55,982	$190,287 Land $22,341 Building $167,946
2021	$3,930.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING MEADOWS MHC (JEFFERSON CO) private · serves 218 people · EPA ID IL0815110
Water Source	Purchased surface water from DIX-KELL WATER COMMSSION
Also Mapped Here	NORTHEAST MOUNT VERNON WATER COMPANY, MOUNT VERNON

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Heritage Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures