12309 E Heritage Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 12309 E Heritage Dr, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,750 (Jul 2012)
Tax Bill	$6,698 (2025)
Deeds & Mortgages	Oct 2021 Refinance Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-07-127-003`

Property Details

APN / Parcel Number

Primary APN	`07-07-127-003`

Exterior

Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Street Address	12309 E HERITAGE DR
City	MOUNT VERNON
State	IL
Zip	62864-2678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE ESTATES SUB-REVISED LOT 3
Legal Subdivision	HERITAGE ESTATES
Legal Lot Number	3
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1026
Census Tract	50700

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12309 E HERITAGE DR, MOUNT VERNON, IL 62864-2678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FIRST BANK OF THE HEARTLAND
Nov 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FIRST BANK
Feb 14, 2018	Deed of Trust, Mortgage COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on Record
Deed Sale	Jul 30, 2012 · Amount on Record
Deed Document Number	20124195
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12309 E HERITAGE DR, MOUNT VERNON, IL 62864-2678
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105216
Date	Oct 26, 2021
Instrument	202105216

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12309 E HERITAGE DR, MOUNT VERNON, IL 62864-2678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904809
Date	Nov 18, 2019
Instrument	201904809

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12309 E HERITAGE DR, MOUNT VERNON, IL 62864-2678
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800672
Date	Feb 14, 2018
Instrument	201800672

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Rome Community Consolidated School District 2 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,698.00 (+2.64%)	$123,019 (+33.36%) Land $10,441 Building $112,578	$369,057 (+33.36%) Land $31,323 Building $337,734
2024	$6,526.00 (+16.37%)
2022		$92,243 Land $7,829 Building $84,414	$276,729 Land $23,487 Building $253,242
2021	$5,608.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING MEADOWS MHC (JEFFERSON CO) private · serves 218 people · EPA ID IL0815110
Water Source	Purchased surface water from DIX-KELL WATER COMMSSION
Also Mapped Here	NORTHEAST MOUNT VERNON WATER COMPANY, MOUNT VERNON

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: ClearWave, Wisper ISP.

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