12490 Grayson Rd, Auburn, CA 95602 Property Records

Placer County property record for 12490 Grayson Rd, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,214 sqft · built 2024
Lot Size	5.36 acres (233,482 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Sep 2020)
Tax Bill	$9,780 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075-080-031-000`

Property Details

APN / Parcel Number

Primary APN	`075-080-031-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,214 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	233,482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12490 GRAYSON RD
City	AUBURN
State	CA
Zip	95602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	5.36 A FR SEC 5 8 13 8
Legal Subdivision	BEAR RIVER RANCHES II
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	4
Census Block	4002
Census Tract	21801

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12695 LONE STAR RD, AUBURN, CA 95602-9114
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	2020106429
Prior Transfer Date	Mar 26, 2015
Prior Transfer Doc	0000028364
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	12490 GRAYSON RD, AUBURN, CA 95602
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12490 GRAYSON RD, AUBURN, CA 95602

Mortgage

Document Number	0000066764
Date	Nov 26, 2025
Instrument	2025-0066764

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 25, 2020
Property Address	12490 GRAYSON RD, AUBURN, CA 95602-9150
Document Number	0000106429
Instrument Date	Sep 17, 2020
Instrument	2020-0106429
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12695 LONE STAR RD, AUBURN, CA 95602-9114

Mortgage

Document Number	0000106430
Date	Sep 25, 2020
Instrument	2020-0106430

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$969,923 (+2%) Land $203,149 Building $766,774
2025	$9,780.00 (+131.81%)	$950,906 (+140.47%) Land $199,166 Building $751,740
2023	$4,219.00 (+108.65%)	$395,433 Land $191,433 Building $204,000
2022	$2,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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