Genesee County property record for 12490 Cook Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,976 sqft · built 1996 |
| Lot Size | 8.54 acres (372,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,000 (Jul 2015) |
| Tax Bill | $4,800 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-19-300-020 |
| Primary APN | 10-19-300-020 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Basement Area | 1,976 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 372,002 sqft (8.54 acres) |
| Garage Area | 1,250 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12490 COOK RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | A PARCEL OF LAND BEG S 89 DEG 30 MIN 35 SEC E 265 FT FROM SW COR OF SEC TH CONT S 89 DEG 30 MIN 35 SEC E 310.18 FT TH N 0 DEG |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 19 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12490 COOK RD, GAINES, MI 48436-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on Record |
| Deed Sale | Jul 20, 2015 · Amount on Record |
| Prior Sale | Sep 3, 2008 · Amount on Record |
| Deed Document Number | 201560247 |
| Prior Transfer Date | Aug 3, 2004 |
| Prior Transfer Doc | 0000082430 |
| Record Updated | Oct 29, 2026 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,000 (+6.62%) Land $38,200 Building $130,800 | $338,000 (+6.62%) Land $76,400 Building $261,600 | |
| 2025 | $4,800.00 (+21.4%) Homeowner's exemption | $158,500 (+12.73%) | $317,000 (+12.73%) |
| 2024 | $3,954.00 (+32.95%) | ||
| 2023 | $140,600 | $281,200 | |
| 2019 | $2,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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