12415 Cook Rd, Gaines, MI 48436 Property Records

Genesee County property record for 12415 Cook Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,456 sqft · built 1982
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Tax Bill$3,889 (2025)
Flood ZoneZone X (minimal risk)
APN10-30-100-003

Property Details

APN / Parcel Number

Primary APN10-30-100-003
Alternative APN
  • 10-30-100-020

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Basement Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Lot Area174,240 sqft (4 acres)
Garage Area1,248 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12415 COOK RD
CityGAINES
StateMI
Zip48436-9704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-1
Legal DescriptionA PARCEL OF LAND BEG N 89 DEG 30 MIN E 695 FT FROM NW COR OF SEC TH N 89 DEG 30 MIN E 400 FT TH S 01 DEG 12 MIN 45 SEC E
Legal Range05E
Legal Township06N
Legal Section30
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2006
Census Tract12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12415 COOK RD, GAINES, MI 48436-9704
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,300 (+6.6%) Land $25,800 Building $124,500$300,600 (+6.6%) Land $51,600 Building $249,000
2025$3,889.00$141,000 (+26.46%)$282,000 (+26.46%)
2023$111,500$223,000
2019$1,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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