1249 S State St, Aurora, IL 60505 Property Records

Kane County property record for 1249 S State St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1937
Lot Size0.31 acres (13,503 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Jun 2024)
Tax Bill$4,543 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN15-35-153-023

Property Details

APN / Parcel Number

Primary APN15-35-153-023

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,360 sqft
1st Floor Area1,040 sqft
Basement Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleRanch
Construction TypeMixed
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Water SourceWell

Location & Zoning

Street Address1249 S STATE ST
CityAURORA
StateIL
Zip60505-5739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH PARK ADD : LOT 14 & 15 BLK 13
Legal SubdivisionSOUTH PARK ADD
Legal Block13
Legal Lot Number14,15
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group1
Census Block1030
Census Tract854401

Owner

1249 S State St is owned by two individuals who bought it in June 2024.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address892 SERENDIPITY DR, AURORA, IL 60504-4793
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2024 · Amount on File
Deed SaleJun 13, 2024 · Amount on File
Prior SaleMar 3, 2015 · Amount on File
Deed Document Number202420447
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateJul 8, 2026
Property Address1249 S STATE ST, AURORA, IL 60505-5739
Document Number0000028823
Instrument DateJun 19, 2026
Instrument202628823
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyFIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address1249 S STATE ST, AURORA, IL 60505-5739

Mortgage

Document Number0000028823,
DateJul 8, 2026
Instrument202628823
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate5.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1249 S State St was $4,543.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionAurora Township
MunicipalityMontgomery Village
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,543.00$87,117 (+30.99%) Land $16,424 Building $70,693$261,456 (+30.99%) Land $49,292 Building $212,164
2024$66,508 Land $15,014 Building $51,494$199,604 Land $45,060 Building $154,544
2022$787.00 (+7.51%)$12,240 (+7.41%) Land $12,240$36,720 (+7.41%) Land $36,720
2021$732.00$11,396 Land $11,396$34,188 Land $34,188

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1249 S State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1249 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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