1220 S State St, Aurora, IL 60505 Property Records

Kane County property record for 1220 S State St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,377 sqft · built 1925
Lot Size	0.147 acres (6,384 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Aug 2022)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-35-154-004`

Property Details

APN / Parcel Number

Primary APN	`15-35-154-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
Gross Area	2,735 sqft
1st Floor Area	1,377 sqft
Basement Area	918 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	6,384 sqft (0.147 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1220 S STATE ST
City	AURORA
State	IL
Zip	60505-5740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH PARK ADDN : LOT 5 BLK 14
Legal Subdivision	SOUTH PARK ADDN
Legal Block	14
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1031
Census Tract	854401

Owner

1220 S State St is owned by a company that acquired it in October 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	716 MONTGOMERY RD, MONTGOMERY, IL 60538-1915
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Intrafamily Transfer, Transfer
Aug 24, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Deed Document Number	202242760
Last Transfer Date	Oct 19, 2022
Transfer Doc	0000052718
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 28, 2022
Property Address	1220 S STATE ST, AURORA, IL 60505-5740
Document Number	0000052718
Instrument Date	Oct 19, 2022
Instrument	2022K052718
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 MONTGOMERY RD # 716, 716, MONTGOMERY, IL 60538-1915

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 24, 2022
Property Address	1220 S STATE ST, AURORA, IL 60505-5740
Document Number	0000042760
Instrument Date	May 5, 2022
Instrument	2022K042760
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1220 S STATE ST, AURORA, IL 60505-5740

Mortgage

Document Number	0000042761
Date	Aug 24, 2022
Instrument	2022K042761

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1220 S State St was $2,774.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,774.00	$51,352 (+9.39%) Land $8,855 Building $42,497	$154,118 (+9.39%) Land $26,576 Building $127,542
2024		$46,944 Land $8,095 Building $38,849	$140,888 Land $24,295 Building $116,594
2022	$1,640.00 (+229.98%) Homeowner's exemption	$38,270 (+7.41%) Land $6,599 Building $31,671	$114,810 (+7.41%) Land $19,797 Building $95,013
2021	$497.00 Homeowner's exemption	$35,630 Land $6,144 Building $29,486	$106,890 Land $18,432 Building $88,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1220 S State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1220 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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