Washington County property record for 1249 Frederick St, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,124 sqft · built 1989 |
| Lot Size | 3.44 acres (149,846 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $450,000 (Nov 2003) |
| Tax Bill | $6,430 (2026) |
| Deeds & Mortgages | Dec 2018 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-018358 |
| Primary APN | 10-018358 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,124 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 149,846 sqft (3.44 acres) |
| Garage Type | Attached |
| Garage Area | 972 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 576 sqft |
| Porch | Porch |
| Porch Area | 78 sqft |
| Patio Area | 1,636 sqft |
| Bath House | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 018358 |
|---|---|
| Street Address | 1249 FREDERICK ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | 3.44 ACRES 1249 FREDERICK ST W/S ALT 40 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 10, FUNKSTOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 602 |
1249 Frederick St is owner-occupied and held in a trust since November 2003.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1249 FREDERICK ST, HAGERSTOWN, MD 21740-6844 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK & TRUST CO |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2003 · Amount on File |
| Deed Sale | Nov 20, 2003 · Amount on File |
| Prior Sale | Mar 27, 2001 · Amount on File |
| Deed Document Number | 200329208 |
| Deed Book / Page | 2189 / 454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 1249 FREDERICK ST, HAGERSTOWN, MD 21740-6844 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0058830147 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 5883/0147 |
| Name | MANUFACTURERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 1249 FREDERICK ST, HAGERSTOWN, MD 21740-6844 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0062890017 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 6289/17 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 1249 Frederick St was $6,430, up 12.7% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,430.00 (+12.69%) | $621,000 (+12.68%) | $690,900 (-) Land $83,300 Building $607,600 |
| 2025 | $5,706.00 | $551,100 | $690,900 Land $83,300 Building $607,600 |
| 2023 | $4,823.00 | $463,800 | $481,200 Land $83,300 Building $397,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1249 Frederick St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1249 Frederick St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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