Washington County property record for 1246 Frederick St, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,134 sqft · built 1926 |
| Lot Size | 0.466 acres (20,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (May 2022) |
| Tax Bill | $2,040 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-014409 |
| Primary APN | 10-014409 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,134 sqft Total Area |
| Utility Area | 24 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,280 sqft (0.466 acres) |
| Lot Dimensions | 312 ft deep x 65 ft wide |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 014409 |
|---|---|
| Street Address | 1246 FREDERICK ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 65X312 .465 AC 1246 FREDERICK ST S/S RT 40A |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 10, FUNKSTOWN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 602 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1246 FREDERICK ST, HAGERSTOWN, MD 21740-6825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| May 31, 2022 | Deed, Transfer · FHA Mortgage EAGLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Oct 28, 2015 · Amount on Record |
| Deed Book / Page | 7023 / 306 |
| Prior Transfer Date | Feb 26, 2010 |
| Prior Transfer Doc | 0038290322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 1246 FREDERICK ST, HAGERSTOWN, MD 21740-6825 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1246 FREDERICK ST, HAGERSTOWN, MD 21740-6825 |
| Document Number | 0067280359 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 6728/359 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 31, 2022 |
| Property Address | 1246 FREDERICK ST, HAGERSTOWN, MD 21740-6825 |
| Document Number | 0070230306 |
| Book / Page | 7023 / 306 |
| Instrument Date | May 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Title Company | INDEPENDENCE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1246 FREDERICK ST, HAGERSTOWN, MD 21740-6825 |
| Document Number | 0070230314 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 7023-0314 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Number | 0070230330 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 7023/330 |
| Name | 7830 OLD GEORGETOWN ROAD |
|---|---|
| Type | Private Party |
| Address | ROCKVILLE, MD 20852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,040.00 (+9.27%) | $197,000 (+9.26%) | $213,700 (-) Land $55,100 Building $158,600 |
| 2025 | $1,867.00 (+10.28%) | $180,300 (+22.51%) | $213,700 (+30.62%) Land $55,100 Building $158,600 |
| 2024 | $1,693.00 (+10.65%) | ||
| 2023 | $1,530.00 | $147,167 | $163,600 Land $55,100 Building $108,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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