1249 Co Rd 446, Five Points, AL 36855 Property Records

Chambers County property record for 1249 Co Rd 446, Five Points, AL 36855 · Last verified June 2026

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,270 sqft · built 2019
Lot Size	0.279 acres (12,150 sqft)
Owner	Individual Name on File
Last Sale	$39,900 (Jan 2019)
Tax Bill	$407 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-09-29-0-001-013.016`

Property Details

APN / Parcel Number

Primary APN	`12-01-09-29-0-001-013.016`
Alternative APNs	`0109290001013016` `439945`

Interior

Full Baths	1 Bath
Building Area	2,270 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Lot Area	12,150 sqft (0.279 acres)
Lot Dimensions	270 ft deep x 45 ft wide
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	439945
Street Address	1249 COUNTY ROAD 446
City	FIVE POINTS
State	AL
Zip	36855-2763
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 29BRANDON COVE SUB. PHASE 2F.C. C SL. 76IN SW1/4 OF SE1/4.S29 T24N R28E
Legal Range	28
Legal Township	24
Legal Section	29
Legal Subdivision	BRANDON COVE SUB
Legal Phase	2
Legal Lot Number	29
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1021
Census Tract	953800

Owner

Source: Chambers County records · APN 12-01-09-29-0-001-013.016

Assessment roll updated May 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1249 COUNTY ROAD 446, FIVE POINTS, AL 36855-2763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 15, 2026	Deed of Trust, Mortgage · Construction Mortgage ALABAMA AGENCY CREDIT FLCA
Jan 28, 2019	Warranty Deed, Transfer
May 13, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Book / Page	2019 / 434
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jul 28, 2026
Property Address	1249 COUNTY ROAD 446, FIVE POINTS, AL 36855-2763
Document Number	0000003439
Instrument Date	Jul 20, 2026
Instrument	20263439
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36,107.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RIDGEMONT DR, FAYETTEVILLE, GA 30215-7707

Mortgage

Document Number	0000003440,
Date	Jul 28, 2026
Instrument	20263440

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Recording Date	Jul 15, 2026
Property Address	1249 COUNTY ROAD 446, FIVE POINTS, AL 36855-2763
Document Number	0000003205
Instrument Date	Jul 13, 2026
Instrument	20263205
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18505 GA HIGHWAY 219, WEST POINT, GA 31833-4002

Mortgage

Document Number	0000003205,
Date	Jul 15, 2026
Instrument	20263205

Lender

Name	ALABAMA AGENCY CREDIT FLCA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 01, 2027

Interest

Rate	6.52%
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jan 28, 2019
Property Address	1249 COUNTY ROAD 446, FIVE POINTS, AL 36855-2763
Document Number	002019/434
Book / Page	2019 / 434
Instrument Date	Jan 25, 2019
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 W HIGHWAY 78, VILLA RICA, GA 30180-2232

May 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	May 13, 2016
Property Address	1249 COUNTY ROAD 446, FIVE POINTS, AL 36855-2763
Document Number	0020161761
Map Reference	CAB C SL 76
Instrument Date	May 10, 2016
Instrument	2016-1761
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$36.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 TALLAPOOSA ST, NOTASULGA, AL 36866-2411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 VERNON FERRY CT, LAGRANGE, GA 30240-8901
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$407.00 (+8.53%)	$22,800 (+117.14%) Land $5,520 Building $17,280	$114,000 (+8.5%) Land $27,600 Building $86,400
2023	$375.00	$10,500 (-) Land $1,660 Building $8,840	$105,070 (-) Land $16,590 Building $88,480
2022	$375.00	$10,500 Land $1,660 Building $8,840	$105,070 Land $16,590 Building $88,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010179538001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Telephone Electronics	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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