1249 Braddock Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 1249 Braddock Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1955
Lot Size	0.607 acres (26,439 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Jun 2026)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-008450`

Property Details

APN / Parcel Number

Primary APN	`29-008450`
Alternative APN	`008450`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Total Area
1st Floor Area	120 sqft
Basement Area	462 sqft
Finished Basement	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	26,439 sqft (0.607 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	008450
Street Address	1249 BRADDOCK RD
City	CUMBERLAND
State	MD
Zip	21502-7510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1249 BRADDOCK RD 125X177 153X203
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1004
Census Tract	1401

Owner

Source: Allegany County records · APN 29-008450

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1249 BRADDOCK RD, CUMBERLAND, MD 21502-7510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Oct 03, 2008
Deed Book / Page	3172 / 314
Prior Transfer Date	Aug 15, 2008
Prior Transfer Doc	001528-0358
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 23, 2026
Property Address	1249 BRADDOCK RD, CUMBERLAND, MD 21502-7510
Document Number	3172000314
Book / Page	3172 / 314
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & SETT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$184,830.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1249 BRADDOCK RD, CUMBERLAND, MD 21502-7510

Mortgage

Document Number	3172000322,
Date	Jun 23, 2026
Book Page	3172/322

Lender

Name	CHESSIE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,433 (+6.54%)	$255,200 (-) Land $48,900 Building $206,300
2025	$2,780.00 (+29.54%)	$225,667 (+14.26%)	$255,200 (+21.01%) Land $48,900 Building $206,300
2023	$2,146.00	$197,500	$210,900 Land $43,500 Building $167,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), as of November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010014011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Skypacket Networks.

Based on FCC filings for 71 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0010016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.