1240 Braddock Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 1240 Braddock Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,412 sqft · built 1971
Lot Size	0.43 acres (18,742 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (Jan 2024)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-037019`

Property Details

APN / Parcel Number

Primary APN	`29-037019`
Alternative APN	`037019`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,412 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	18,742 sqft (0.43 acres)
Garage Type	Carport
Garage Area	390 sqft
Carport	Carport
Carport Area	390 sqft
Parking Spaces	1 Parking Space
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	037019
Street Address	1240 BRADDOCK RD
City	CUMBERLAND
State	MD
Zip	21502-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1240 W BRADDOCK RD 145X110 149X145
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1003
Census Tract	1401

Owner

1240 Braddock Rd is owned by two individuals who bought it in January 2024.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10310 HINKLE RD NE, CUMBERLAND, MD 21502-7826
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Prior Sale	Jun 30, 1987 · Amount on File
Deed Book / Page	2940 / 47
Prior Transfer Date	Jun 24, 2011
Prior Transfer Doc	0017950041
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 26, 2024
Property Address	1240 BRADDOCK RD, LAVALE, MD 21502-7511
Document Number	002940-0047
Book / Page	2940 / 47
Instrument Date	Nov 6, 2023
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	BLUE NOTE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10310 HINKLE RD NE, CUMBERLAND, MD 21502-7826

Mortgage

Document Number	0029400053
Date	Jan 26, 2024
Instrument	2940-0053

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1240 Braddock Rd was $2,528.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,800 (+6.63%)	$232,400 (-) Land $46,900 Building $185,500
2025	$2,528.00	$205,200	$232,400 Land $46,900 Building $185,500
2023	$1,950.00	$179,467	$191,600 Land $41,500 Building $150,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1240 Braddock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 Braddock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SkyPacket.

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