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12487 Campo Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 12487 Campo Rd, Spring Valley, CA 91978 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,766 sqft · built 1989
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Last Sale$820,000 (Mar 2021)
Tax Bill$10,440 (2025)
Deeds & MortgagesMar 2021 Transfer
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN596-210-31-00

Property Details

APN / Parcel Number

Primary APN596-210-31-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,766 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area28,314 sqft (0.65 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12487 CAMPO RD
CitySPRING VALLEY
StateCA
Zip91978-2332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 POR TR 001508
Legal SubdivisionFAIR OAKS
Legal Tract001508
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group3
Census Block3003
Census Tract21306

Owner

Source: San Diego County records · APN 596-210-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12487 CAMPO RD, SPRING VALLEY, CA 91978-2332
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2021Intrafamily Transfer, Transfer
LAWYERS TITLE
Mar 08, 2021Grant Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Jun 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2021 · Amount on Record
Deed SaleMar 08, 2021 · Amount on Record
Prior SaleSep 30, 2009 · Amount on Record
Deed Document Number2021180342
Prior Transfer DateJul 18, 2012
Prior Transfer Doc0000482007
Record UpdatedSep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 08, 2021
Property Address12487 CAMPO RD, SPRING VALLEY, CA 91978-2332
Document Number0000180341
Map ReferenceMAP 1508
Instrument DateFeb 22, 2021
Instrument2021-0180341
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3636 CAMINO DEL RIO N STE 110, 110, SAN DIEGO, CA 92108-1722

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 08, 2021
Property Address12487 CAMPO RD, SPRING VALLEY, CA 91978-2332
Document Number0000180342
Map ReferenceMAP 1508
Instrument DateFeb 19, 2021
Instrument2021-0180342
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12487 CAMPO RD, SPRING VALLEY, CA 91978-2332

Mortgage

Document Number0000180343
DateMar 08, 2021
Instrument2021-0180343
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12487 CAMPO RD, SPRING VALLEY, CA 91978-2332
Document Number0000508702
Instrument DateJun 15, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12487 CAMPO RD SPRING VALLEY CA 919782332, SPRING VALLEY, CA 91978-2332

Mortgage

Document Number0000508702
DateNov 05, 2019
Instrument508702
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 04, 2029

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$905,344 (+2%) Land $574,121 Building $331,223
2025$10,440.00 (+2%)$887,593 (+4.04%) Land $562,864 Building $324,729
2023$10,235.00 (+1.58%)$853,128 Land $541,008 Building $312,120
2022$10,076.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730213063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskHigh
above 87% of the US · above 67% of California
Wildfire LikelihoodAbout 1 in 116 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

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