12483 Campo Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 12483 Campo Rd, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,837 sqft · built 1958
Lot Size	4.75 acres (206,910 sqft)
Owner	2 Individual Names on File
Last Sale	$397,000 (Aug 2002)
Tax Bill	$6,841 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`596-210-26-00`

Property Details

APN / Parcel Number

Primary APN	`596-210-26-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,837 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	206,910 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12483 CAMPO RD
City	SPRING VALLEY
State	CA
Zip	91978-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1 POR TR 001508
Legal Subdivision	FAIR OAKS
Legal Tract	001508
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	3
Census Block	3003
Census Tract	21306

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12483 CAMPO RD, SPRING VALLEY, CA 91978-2332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2002 · Amount on Record
Deed Sale	Aug 26, 2002 · Amount on Record
Prior Sale	Oct 6, 1995 · Amount on Record
Deed Document Number	2002722742
Last Transfer Date	Apr 6, 2011
Transfer Doc	0000222724
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12483 CAMPO RD, SPRING VALLEY, CA 91978-2332
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12483 CAMPO RD, SPRING VALLEY, CA 91978-2332

Mortgage

Document Number	0000039005
Date	Jan 26, 2022
Instrument	2022-0039005

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12483 CAMPO RD, SPRING VALLEY, CA 91978-2332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000488591
Date	Oct 28, 2019
Instrument	2019-0488591

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$586,465 (+2%) Land $285,836 Building $300,629
2025	$6,841.00 (+2.03%) Homeowner's exemption	$574,967 (+4.04%) Land $280,232 Building $294,735
2023	$6,705.00 (+1.56%) Homeowner's exemption	$552,642 Land $269,351 Building $283,291
2022	$6,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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