1248 Stonegate Rd, Naperville, IL 60540 Property Records

DuPage County property record for 1248 Stonegate Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,853 sqft · built 1995
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Apr 1995)
Tax Bill$16,360 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-23-206-020

Property Details

APN / Parcel Number

Primary APN07-23-206-020

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,853 sqft Living Area
Gross Area6,161 sqft
1st Floor Area2,355 sqft
2nd Floor Area1,498 sqft
Basement Area2,308 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions15.9 ft deep x 7.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1248 STONEGATE RD
CityNAPERVILLE
StateIL
Zip60540-5100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWOODS OF STONEGATE ALL
Legal SubdivisionWOODS OF STONEGATE
Legal Lot Number2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1005
Census Tract846519

Owner

Source: DuPage County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1248 STONEGATE RD, NAPERVILLE, IL 60540-5100
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 1995 · Amount on Record
Deed SaleApr 12, 1995 · Amount on Record
Deed Document Number199542894
Last Transfer DateMay 18, 2015
Transfer Doc0000069416
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1248 STONEGATE RD, NAPERVILLE, IL 60540-5100
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021643
DateMar 4, 2020
InstrumentR2020-021643
Lender
NameUS BANK NA
TypeBank
AddressDEERFIELD, IL 60015
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,360.00 (+4.85%) Veteran's exemption$296,585 (+9.67%) Land $68,922 Building $227,663$889,755 (+9.67%) Land $206,766 Building $682,989
2024$15,603.00 (+12.06%)$270,434 (+19.4%) Land $62,845 Building $207,589$811,302 (+19.4%) Land $188,535 Building $622,767
2022$13,924.00 Homeowner's exemption Senior Citizen's exemption$226,500 Land $52,210 Building $174,290$679,500 Land $156,630 Building $522,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2008)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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