DuPage County property record for 1321 Stonegate Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,978 sqft · built 1971 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,000 (Nov 2021) |
| Tax Bill | $9,389 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-200-005 |
| Primary APN | 07-23-200-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 1,195 sqft |
| 2nd Floor Area | 783 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 12.8 ft deep x 7.9 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 1321 STONEGATE RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WILL-O-WAY PARK UNIT #3 |
| Legal Subdivision | WILL-O-WAY PARK |
| Legal Lot Number | 214 |
| Legal Unit | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 846519 |
1321 Stonegate Rd is owned and occupied by two individuals who bought it in November 2021.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1321 STONEGATE RD, NAPERVILLE, IL 60540-5044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2024 | Deed of Trust, Mortgage · Line of Credit CIBM BANK |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA |
| Nov 8, 2021 | Warranty Deed, Transfer · FHA Mortgage CIBM BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on File |
| Deed Sale | Nov 8, 2021 · Amount on File |
| Prior Sale | Jun 1, 2016 · Amount on File |
| Deed Document Number | 2021163088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1321 STONEGATE RD, NAPERVILLE, IL 60540-5044 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1321 STONEGATE RD, NAPERVILLE, IL 60540-5044 |
| Document Number | 0000023924 |
|---|---|
| Date | May 2, 2024 |
| Instrument | R2024-023924 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | WHEATON, IL 60187 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1321 STONEGATE RD, NAPERVILLE, IL 60540-5044 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000070721 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | R2020-070721 |
| Name | THE FIRST NATIONAL BANK OF OTTAWA |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 8, 2021 |
| Property Address | 1321 STONEGATE RD, NAPERVILLE, IL 60540-5044 |
| Document Number | 0000163088 |
| Map Reference | DOC R68-18690 |
| Instrument Date | Oct 25, 2021 |
| Instrument | R2021-163088 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $419.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1124 TENNYSON LN, 1124, NAPERVILLE, IL 60540-0329 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1321 STONEGATE RD, NAPERVILLE, IL 60540-5044 |
| Document Number | 0000163089 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | R2021-163089 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1321 STONEGATE RD, NAPERVILLE, IL 60540-5044 |
| Document Number | 0000032015 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | MIS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1321 STONEGATE RD NAPERVILLE IL 605405044, NAPERVILLE, IL 60540-5044 |
| Document Number | 0000032015 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 32015 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 31, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 1321 Stonegate Rd was $9,389 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,389.00 | $169,029 Land $68,922 Building $100,107 | $507,087 Land $206,766 Building $300,321 |
| 2022 | $7,941.00 Homeowner's exemption | $128,910 Land $52,210 Building $76,700 | $386,730 Land $156,630 Building $230,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1321 Stonegate Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1982–2008) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1321 Stonegate Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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