1248 Old Station Loop, Hardy, VA 24101 Property Records

Bedford County property record for 1248 Old Station Loop, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,130 sqft · built 1999
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Jun 2019)
Tax Bill	$881 (2023)
Deeds & Mortgages	Jan 2024 Second Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`190 A 66D`

Property Details

APN / Parcel Number

Primary APN	`190 A 66D`
Alternative APNs	`19007305` `518674`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,745 sqft (1.67 acres)
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	518674
Street Address	1248 OLD STATION LOOP
City	HARDY
State	VA
Zip	24101-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VA RWY
Legal Subdivision	VA RWY
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	30602

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1248 OLD STATION LOOP, HARDY, VA 24101-3652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 14, 2019	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Jul 2, 2008 · Amount on Record
Deed Document Number	190005261
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1248 OLD STATION LOOP, HARDY, VA 24101-3652
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000427
Date	Jan 22, 2024
Instrument	240000427

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 14, 2019
Property Address	1248 OLD STATION LOOP, HARDY, VA 24101-3652
Document Number	190005261
Instrument Date	Jun 5, 2019
Instrument	190005261
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	HOMESTEAD SETTLEMENT SERVICES, HOMESTEAD SETTLEMENT SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 OLD STATION LOOP, HARDY, VA 24101-3652

Mortgage

Document Number	190005262
Date	Jun 14, 2019
Instrument	190005262

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$881.00 Additional exemption filed	$107,550	$215,100 Land $30,000 Building $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ZiTEL Fiber	960 / 960

May also be available: Verizon.

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