1197 Old Station Loop, Hardy, VA 24101 Property Records

Bedford County property record for 1197 Old Station Loop, Hardy, VA 24101 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Jun 2006)
Tax Bill	$575 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`190 A 63`

Property Details

APN / Parcel Number

Primary APN	`190 A 63`
Alternative APNs	`19007000` `497968`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1197 OLD STATION LOOP
City	HARDY
State	VA
Zip	24101-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VA RWY
Legal Subdivision	VA RWY
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2011
Census Tract	30602

Owner

Source: Bedford County records · APN 190 A 63

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1197 OLD STATION LOOP, HARDY, VA 24101-3649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC
Jun 03, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance A1 MORTGAGE GROUP LLC
Dec 27, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 24, 2017	Intrafamily Transfer, Transfer · Stand-Alone Refinance HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2006 · Amount on Record
Deed Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	20069868
Last Transfer Date	Apr 18, 2017
Transfer Doc	0000003597
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1197 OLD STATION LOOP, HARDY, VA 24101-3649
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 OLD STATION LOOP, HARDY, VA 24101-3649

Mortgage

Document Number	0250008384
Date	Sep 29, 2025
Instrument	250008384

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1197 OLD STATION LOOP, HARDY, VA 24101-3649
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210008266
Date	Jun 03, 2021
Instrument	210008266

Lender

Name	A1 MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1197 OLD STATION LOOP, HARDY, VA 24101-3649
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	RESOURCE R/E SERVICES, RESOURCE REAL EST SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170012049
Date	Dec 27, 2017
Instrument	170012049

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 01, 2044

Interest

Rate Type	Fixed Rate

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Apr 24, 2017
Property Address	1197 OLD STATION LOOP, HARDY, VA 24101-3649
Document Number	170003597
Instrument Date	Apr 18, 2017
Instrument	170003597
Transaction Type	Transfer
Record Updated	Sep 02, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 OLD STATION LOOP, HARDY, VA 24101-3649

Mortgage

Document Number	170003598
Date	Apr 24, 2017
Instrument	170003598

Lender

Name	HAMILTON GROUP FUNDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$575.00	$140,300 (+1%) Land $10,000 Building $130,300
2023	$575.00 Additional exemption filed	$70,150	$140,300 Land $10,000 Building $130,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190306022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
ZiTEL	Fiber	960 / 960

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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