1248 el Rey Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 1248 el Rey Ave, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 1951
Lot Size	0.301 acres (13,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Feb 2017)
Tax Bill	$6,916 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`484-032-08-00`

Property Details

APN / Parcel Number

Primary APN	`484-032-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,318 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	13,100 sqft (0.301 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1248 EL REY AVE
City	EL CAJON
State	CA
Zip	92021-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 136 TR 002467
Legal Subdivision	ORANGE VISTA
Legal Tract	002467
Legal Block	1
Legal Lot Number	136
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	16502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1248 EL REY AVE, EL CAJON, CA 92021-3320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEEPHAVEN MORTGAGE LLC
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT
Jul 25, 2019	Deed of Trust, Mortgage · Conventional with PMI WORLD WIDE CREDIT
May 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT
Feb 28, 2017	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	201795308
Prior Transfer Date	Nov 24, 2004
Prior Transfer Doc	0001131629
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1248 EL REY AVE, EL CAJON, CA 92021-3320
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 EL REY AVE, EL CAJON, CA 92021-3320

Mortgage

Document Number	0000066823
Date	Mar 11, 2026
Instrument	2026-0066823

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1248 EL REY AVE, EL CAJON, CA 92021-3320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092595
Date	Mar 15, 2019
Instrument	2019-0092595

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1248 EL REY AVE, EL CAJON, CA 92021-3320
Document Number	0000360194
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1248 EL REY AVE EL CAJON CA 920213320, EL CAJON, CA 92021-3320

Mortgage

Document Number	0000360194
Date	Jul 8, 2020
Instrument	360194

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1248 EL REY AVE, EL CAJON, CA 92021-3320
Document Number	0000316825
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1248 EL REY AVE EL CAJON CA 920213320, EL CAJON, CA 92021-3320

Mortgage

Document Number	0000316825
Date	Jul 31, 2019
Instrument	316825

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1248 EL REY AVE, EL CAJON, CA 92021-3320
Document Number	0000203562
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1248 EL REY AVE EL CAJON CA 920213320, EL CAJON, CA 92021-3320

Mortgage

Document Number	0000203562
Date	May 21, 2018
Instrument	203562

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2017
Property Address	1248 EL REY AVE, EL CAJON, CA 92021-3320
Document Number	0000095308
Map Reference	MAP2467
Instrument Date	Feb 10, 2017
Instrument	2017-0095308
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1248 EL REY AVE, EL CAJON, CA 92021-3320

Mortgage

Document Number	0000095309
Date	Feb 28, 2017
Instrument	2017-0095309

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,025 (+2%) Land $272,269 Building $236,756
2025	$6,916.00 (-0.75%) Homeowner's exemption	$499,045 (+4.04%) Land $266,931 Building $232,114
2023	$6,968.00 (+10.22%) Homeowner's exemption	$479,668 Land $256,567 Building $223,101
2022	$6,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Nearby Properties on el Rey Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures