1237 el Rey Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 1237 el Rey Ave, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,632 sqft · built 1978
Lot Size	0.324 acres (14,100 sqft)
Owner	Individual Name on Record
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 9 more
Flood Zone	Zone X (minimal risk)
APN	`484-033-05-00`

Property Details

APN / Parcel Number

Primary APN	`484-033-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,632 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	14,100 sqft (0.324 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1237 EL REY AVE
City	EL CAJON
State	CA
Zip	92021-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 133 TR 002467
Legal Subdivision	ORANGE VISTA
Legal Tract	002467
Legal Block	1
Legal Lot Number	133
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	16502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Intrafamily Transfer, Transfer
Oct 17, 2025	Affidavit of Death of Joint Tenant, Transfer
Sep 23, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Aug 16, 2022	Intrafamily Transfer, Transfer WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA
May 12, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 21, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Oct 16, 2019	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Mar 13, 2018	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Mar 15, 2018	Quit Claim Deed, Transfer OTHER
Jan 4, 2017	Quit Claim Deed, Transfer · FHA Mortgage BANC HM LNS
Jan 12, 2017	Quit Claim Deed, Transfer TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019
Deed Sale	Oct 16, 2019
Deed Document Number	2019464395
Last Transfer Date	Oct 10, 2025
Transfer Doc	0000291108
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2025
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Document Number	0000291109
Map Reference	MAP 2467
Instrument Date	Sep 8, 2025
Instrument	2025-0291109
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1237 EL REY AVE, EL CAJON, CA 92021-3321

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2025
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Document Number	0000291108
Map Reference	MAP 2467
Instrument Date	Sep 8, 2025
Instrument	2025-0291108
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 EL REY AVE, EL CAJON, CA 92021-3321

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 EL REV AVE, EL CAJON, CA 92021-3321

Mortgage

Document Number	0000374711
Date	Sep 23, 2022
Instrument	2022-0374711

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Sep 18, 2093

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.3%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2022
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Document Number	0000330161
Map Reference	MAP 2467
Instrument Date	Aug 11, 2022
Instrument	2022-0330161
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1237 EL REY AVE, EL CAJON, CA 92021-3321

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205488
Date	May 12, 2022
Instrument	2022-0205488

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2052

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2019
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Document Number	0000474387
Instrument Date	Oct 10, 2019
Instrument	474387
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1237 EL REY AVE EL CAJON CA 920213321, EL CAJON, CA 92021-3321

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2019
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Document Number	0000464395
Instrument Date	Sep 10, 2019
Instrument	464395
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 EL REY AVE EL CAJON CA 920213321, EL CAJON, CA 92021-3321

Mortgage

Document Number	464396
Date	Oct 16, 2019
Instrument	464396

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	GLENDALE, CA 91203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2018
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Document Number	0000097357
Instrument Date	Feb 1, 2018
Instrument	97357
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 EL REY AVE EL CAJON CA 920213321, EL CAJON, CA 92021-3321

Mortgage

Document Number	97358
Date	Mar 13, 2018
Instrument	97358

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2018
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Document Number	0000101557
Instrument Date	Feb 1, 2018
Instrument	101557
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 EL REY AVE EL CAJON CA 920213321, EL CAJON, CA 92021-3321

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2017
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Document Number	0000002914
Instrument Date	Dec 2, 2016
Instrument	2914
Transaction Type	Transfer
Record Updated	Jan 10, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1237 EL REY AVE EL CAJON CA 920213321, EL CAJON, CA 92021-3321

Mortgage

Document Number	2915,
Date	Jan 4, 2017
Instrument	2915

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2017
Property Address	1237 EL REY AVE, EL CAJON, CA 92021-3321
Document Number	0000017511
Instrument Date	Dec 2, 2016
Instrument	17511
Transaction Type	Transfer
Record Updated	Jan 23, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 EL REY AVE EL CAJON CA 920213321, EL CAJON, CA 92021-3321

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$215,701 (+2%) Land $50,793 Building $164,908
2025	$3,995.00 (-9.06%)	$211,473 (+4.04%) Land $49,798 Building $161,675
2023	$4,393.00 (+7.36%)	$203,263 Land $47,865 Building $155,398
2022	$4,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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