Madison County property record for 1248 Chalmers Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 2,200 sqft · built 2019 |
| Lot Size | 0.305 acres (13,278 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Mar 2019) |
| Tax Bill | $11,398 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage + 4 more |
| APN | 09-2-22-16-17-302-037 |
| Primary APN | 09-2-22-16-17-302-037 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 13,278 sqft (0.305 acres) |
| Lot Dimensions | 115 ft deep x 115 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1248 CHALMERS DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION TO CHARLESTON LOT 81 115.11 X 115.35 IRREGULAR |
| Legal Subdivision | FIRST ADDN |
| Legal Lot Number | 81 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 403532 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1248 CHALMERS DR, TROY, IL 62294-3635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Mar 8, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FCB BANKS |
| Apr 12, 2018 | Trustee's Deed, Construction Loan · Line of Credit FCB BK |
| Apr 5, 2018 | Deed of Trust, Transfer · Conventional Mortgage CHARLESTON OF TROY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2019 · Amount on Record |
| Deed Sale | Mar 8, 2019 · Amount on Record |
| Prior Sale | Apr 12, 2018 · Amount on Record |
| Deed Document Number | 20197350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1248 CHALMERS DR, TROY, IL 62294-3635 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000017714 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R17714 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1248 CHALMERS DR, TROY, IL 62294-3635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000034648 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 2019R34648 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1248 CHALMERS DR, TROY, IL 62294-3635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000040259 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2020R40259 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 8, 2019 |
| Property Address | 1248 CHALMERS DR, TROY, IL 62294-3635 |
| Document Number | 0000007350 |
| Map Reference | PC57 PG124 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019R07350 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1248 CHALMERS DR, TROY, IL 62294-3635 |
| Document Number | 0000007351 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2019R07351 |
| Name | FCB BANKS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Apr 12, 2018 |
| Property Address | 1248 CHALMERS DR, TROY, IL 62294-3635 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 10909 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 12, 2019 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1232 CHALMERS DR TROY IL 622943635, TROY, IL 62294-3635 |
| Document Number | 0000010909 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 10909 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | COLLINSVILLE, IL 62234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 11, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1248 CHALMERS DR, TROY, IL 62294-3635 |
| Document Number | 0000010910 |
| Instrument Date | Apr 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2018 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1248 CHALMERS DR TROY IL 622943635, TROY, IL 62294-3635 |
| Document Number | 0000010910 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 10910 |
| Name | CHARLESTON OF TROY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,398.00 (+6.49%) | $170,740 (+28.28%) Land $24,500 Building $146,240 | $512,220 (+28.15%) Land $73,500 Building $438,720 |
| 2024 | $10,703.00 (+12.72%) | ||
| 2022 | $9,495.00 | $133,100 Land $19,100 Building $114,000 | $399,699 Land $57,357 Building $342,342 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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