Madison County property record for 1236 Chalmers Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 1,720 sqft · built 2016 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $302,500 (Oct 2016) |
| Tax Bill | $9,658 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Nov 2020 Mortgage + 1 more |
| APN | 09-2-22-16-17-302-040 |
| Primary APN | 09-2-22-16-17-302-040 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1236 CHALMERS DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION TO CHARLESTON LOT 84 90 X 140 |
| Legal Subdivision | FIRST ADDN |
| Legal Lot Number | 84 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 403532 |
1236 Chalmers Dr is owned and occupied by two individuals who bought it in October 2016.
Source: Madison County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1236 CHALMERS DR, TROY, IL 62294-3635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit GCS FCU |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS |
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GCS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2016 · Amount on File |
| Deed Sale | Oct 11, 2016 · Amount on File |
| Prior Sale | Jul 18, 2016 · Amount on File |
| Deed Document Number | 201635926 |
| Prior Transfer Date | Sep 2, 2015 |
| Prior Transfer Doc | 0000024091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1236 CHALMERS DR, TROY, IL 62294-3635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008275 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023R08275 |
| Name | GCS FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1236 CHALMERS DR, TROY, IL 62294-3635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000039985 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 2020R39985 |
| Name | TOWN & COUNTRY BANC MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1236 CHALMERS DR, TROY, IL 62294-3635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010428 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022R10428 |
| Name | GCS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1236 Chalmers Dr was $9,658 with a homeowner's exemption, up 6.5% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,658.00 (+6.54%) | $158,770 Land $23,980 Building $134,790 | $476,310 Land $71,940 Building $404,370 |
| 2024 | $9,065.00 | ||
| 2022 | $8,050.00 | $113,750 Land $18,690 Building $95,060 | $341,591 Land $56,126 Building $285,465 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1236 Chalmers Dr; there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1236 Chalmers Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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