1248 Cape Cod Cir, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 1248 Cape Cod Cir, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,664 sqft · built 2018
Lot Size	0.711 acres (30,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (May 2019)
Tax Bill	$5,752 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage + 3 more
APN	`38004030`

Property Details

APN / Parcel Number

Primary APN	`38004030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,664 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Lot Area	30,962 sqft (0.711 acres)
Lot Width	78.3 ft Width
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1248 CAPE COD CIR
City	LEXINGTON
State	KY
Zip	40504-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	K-729 PARKERS LANDING COLONY UNIT 4-D LOT 62; BOOK: 3598 PAGE: 31
Legal Subdivision	PARKERS LANDING COLONY
Legal Lot Number	62
Legal Unit	4-D
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	5
Census Block	5004
Census Tract	3000

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1248 CAPE COD CIR, LEXINGTON, KY 40504-2073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage GUARDIAN SAV BK FSB
Sep 16, 2019	Deed of Trust, Mortgage GUARDIAN SAV BK FSB
May 6, 2019	Foreclosure GUARDIAN SAV BK FSB
Jul 17, 2018	Deed, Transfer GUARDIAN SAV BK FSB
Jul 21, 2017	Deed, Transfer UNITED BK & CAPITAL TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Book / Page	9309 / 695
Prior Transfer Date	Jan 1, 2017
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1248 CAPE COD CIR, LEXINGTON, KY 40504-2073
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009743/413
Date	Sep 4, 2020
Book Page	9743/413

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1248 CAPE COD CIR, LEXINGTON, KY 40504-2073
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009413/071
Date	Sep 16, 2019
Book Page	9413/071

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount Recorded

May 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	FAYETTE KY
Recording Date	May 6, 2019
Property Address	1248 CAPE COD CIR, LEXINGTON, KY 40504-2073
Document Number	009309/695
Book / Page	9309 / 695
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009309/695
Date	May 6, 2019
Book Page	9309/695

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount Recorded

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 17, 2018
Property Address	1248 CAPE COD CIR, LEXINGTON, KY 40504-2073
Document Number	003598/031
Book / Page	3598 / 031
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009137/236
Date	Jul 17, 2018
Book Page	9137/236

Lender

Name	GUARDIAN SAV BK FSB

Agreement

Amount	Amount Recorded

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 21, 2017
Property Address	1248 CAPE COD CIR, LEXINGTON, KY 40504-2073
Document Number	003510/583
Book / Page	3510 / 583
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008892/401
Date	Jul 21, 2017
Book Page	8892/401

Lender

Name	UNITED BK & CAPITAL TR CO

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,752.00 (+1.36%)	$470,000 (-)	$470,000 (-)
2025	$5,675.00	$470,000 (-)	$470,000 (-)
2023	$5,675.00 (-3.14%)	$470,000 (-)	$470,000 (-)
2022	$5,859.00	$470,000	$470,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1982–2010)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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