1240 Cape Cod Cir, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 1240 Cape Cod Cir, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,570 sqft · built 2019
Lot Size	0.616 acres (26,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Aug 2018)
Tax Bill	$5,527 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2018 Sale
APN	`38004010`

Property Details

APN / Parcel Number

Primary APN	`38004010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,570 sqft Living Area
Basement Area	2,570 sqft
Finished Basement	1,087 sqft
Unfinished Basement	2,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	26,829 sqft (0.616 acres)
Lot Width	80.6 ft Width
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1240 CAPE COD CIR
City	LEXINGTON
State	KY
Zip	40504-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	K-729 LOT 60; BOOK: 3607 PAGE: 695
Legal Subdivision	PARKERS LANDING (COLONY)
Legal Lot Number	60
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	5
Census Block	5004
Census Tract	3000

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1240 CAPE COD CIR, LEXINGTON, KY 40504-2073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage TRUIST BK
Aug 21, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Deed Book / Page	3607 / 695
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1240 CAPE COD CIR, LEXINGTON, KY 40504-2073
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000044/020
Date	Apr 27, 2021
Book Page	0044/020

Lender

Name	TRUIST BK

Agreement

Amount	Amount Recorded

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Aug 21, 2018
Property Address	1240 CAPE COD CIR, LEXINGTON, KY 40504-2073
Document Number	003607/695
Book / Page	3607 / 695
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,527.00 (+1.36%)	$500,700 (-)	$500,700 (-)
2025	$5,453.00 (-0.6%) Homeowner's exemption	$500,700 (-)	$500,700 (-)
2023	$5,486.00 Homeowner's exemption	$500,700	$500,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1982–2010)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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