12478 Dolphin Rd, Bokeelia, FL 33922 Property Records

Lee County property record for 12478 Dolphin Rd, Bokeelia, FL 33922

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,938 sqft · built 1981
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Nov 2019)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`16-44-22-01-00000.1250`

Property Details

APN / Parcel Number

Primary APN	`16-44-22-01-00000.1250`
Alternative APNs	`22164401000001250` `10013558`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	1,026 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	130 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	336 sqft
Porch	Florida Room
Porch Area	278 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10013558
Street Address	12478 DOLPHIN RD
City	BOKEELIA
State	FL
Zip	33922-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TFC2
Legal Description	PINE ISLAND RIDGE PB 10 PG 90 LOT 125
Legal Range	22E
Legal Township	44S
Legal Section	16
Legal Subdivision	PINE ISLAND RIDGE
Legal Tract	01
Legal Block	3
Legal Lot Number	125
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	3
Census Block	3043
Census Tract	70102

Owner

12478 Dolphin Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12478 DOLPHIN RD, BOKEELIA, FL 33922-2850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Apr 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	2019255290
Prior Transfer Date	Apr 10, 2019
Prior Transfer Doc	0000083580
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	12478 DOLPHIN RD, BOKEELIA, FL 33922-2850
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12478 DOLPHIN RD, BOKEELIA, FL 33922-2850

Mortgage

Document Number	0000161020
Date	May 17, 2021
Instrument	2021000161020

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 6, 2019
Property Address	12478 DOLPHIN RD, BOKEELIA, FL 33922-2850
Document Number	0000255290
Map Reference	MB 10 PG 90
Instrument Date	Oct 28, 2019
Instrument	2019000255290
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12478 DOLPHIN RD, 12478, BOKEELIA, FL 33922-2850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12478 DOLPHIN RD, BOKEELIA, FL 33922-2850

Mortgage

Document Number	0000255292
Date	Nov 6, 2019
Instrument	2019000255292

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 12, 2019
Property Address	12478 DOLPHIN RD, BOKEELIA, FL 33922-2850
Document Number	0000083581
Map Reference	MB 10 PG 90
Instrument Date	Apr 10, 2019
Instrument	2019000083581
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5999 WISCONSIN ST, 5999, BOKEELIA, FL 33922-2911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12478 DOLPHIN RD, BOKEELIA, FL 33922-2850

Mortgage

Document Number	0000083582
Date	Apr 12, 2019
Instrument	2019000083582

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Apr 12, 2019
Property Address	12478 DOLPHIN RD, BOKEELIA, FL 33922-2850
Document Number	0000083580
Instrument Date	Apr 10, 2019
Instrument	83580
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5999 WISCONSIN ST BOKEELIA FL 339222911, BOKEELIA, FL 33922-2911

Tax Assessment & Valuation

The 2025 property tax bill for 12478 Dolphin Rd was $2,049 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,377 (+2.7%)	$196,063 (-14.5%) Land $30,311 Building $165,752
2025	$2,049.00 Homeowner's exemption	$155,187	$229,325 Land $30,140 Building $199,185
2023	$1,887.00 (-11.86%) Homeowner's exemption	$146,420 (-4.71%) Land $25,144 Building $121,276	$146,420 (-31.85%) Land $25,144 Building $121,276
2022	$2,141.00 Homeowner's exemption	$153,655	$214,842 Land $22,725 Building $192,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12478 Dolphin Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 200 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 units insured incl. 210 condo units
Nearby Flood Claims	242 (1982–2024)
Claims Outside the SFHA	7 of 242
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 84 claims Hurricane Helene, Oct 2024 · 56 claims Hurricane Ian, Sep 2022 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12478 Dolphin Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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