12477 Co Rd 4047, Holts Summit, MO 65043 Property Records

Callaway County property record for 12477 Co Rd 4047, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,848 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$227,100 (Dec 2019)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-11.0-00-000-001.015`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-11.0-00-000-001.015`
Alternative APN	`2701011000000000000`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,728 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2701011000000001015
Street Address	12477 COUNTY ROAD 4047
City	HOLTS SUMMIT
State	MO
Zip	65043-2088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 FIELD OF DREAMS
Legal Range	11W
Legal Township	44N
Legal Section	11
Legal Subdivision	FIELD OF DREAMS
Legal Lot Number	10
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2014
Census Tract	70800

Owner

12477 Co Rd 4047 is owned and occupied by two individuals who bought it in December 2019.

Source: Callaway County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12477 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE
Dec 4, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FLAGSTAR BANK FSB
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Dec 4, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Prior Sale	Aug 3, 2009 · Amount on File
Deed Document Number	20197497
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12477 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2088
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000523/923
Date	Nov 21, 2025
Book Page	523/923
Instrument	202506612

Lender

Name	NEXA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12477 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2088
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907498
Date	Dec 4, 2019
Instrument	201907498

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12477 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2088
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/136
Date	May 23, 2022
Book Page	500/136
Instrument	202203224

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2062

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 4, 2019
Property Address	12477 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2088
Document Number	201907497
Book / Page	488
Instrument Date	Oct 18, 2019
Instrument	201907497
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12477 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2088

Mortgage

Document Number	201907498
Date	Dec 4, 2019
Instrument	201907498

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12477 Co Rd 4047 was $2,149, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,149.00 (-2.5%)	$35,353 (-)	$186,070 (-)
2024	$2,204.00 (+0.09%)	$35,353 (-)	$186,070 (-)
2023	$2,202.00 (+1.33%)	$35,353 (+1.36%)	$186,070
2022	$2,173.00	$34,878 Land $950 Building $33,928
2021			$183,570 Land $5,000 Building $178,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12477 Co Rd 4047 in Zone X, an area of minimal flood risk, though there have been 159 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12477 Co Rd 4047 is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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