12470 Co Rd 4047, Holts Summit, MO 65043 Property Records

Callaway County property record for 12470 Co Rd 4047, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,265 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Nov 2025 Sale Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-11.0-00-000-001.009`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-11.0-00-000-001.009`
Alternative APN	`2701011000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	1,265 sqft
Basement Area	1,265 sqft
Finished Basement	500 sqft
Game Room	Game Room

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	120 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2701011000000001009
Street Address	12470 COUNTY ROAD 4047
City	HOLTS SUMMIT
State	MO
Zip	65043-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 FIELD OF DREAMS
Legal Subdivision	FIELD OF DREAMS
Legal Lot Number	21
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2014
Census Tract	70800

Owner

12470 Co Rd 4047 is owned and occupied by an individual who acquired it in November 2025.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12470 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Warranty Deed, Transfer
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Jun 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025
Deed Sale	Nov 10, 2025
Prior Sale	Dec 27, 2012
Deed Document Number	202506436
Deed Book / Page	523 / 757
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 10, 2025
Property Address	12470 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Document Number	000523/757
Book / Page	523 / 757
Instrument Date	Nov 10, 2025
Instrument	202506436
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12470 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12470 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000498/81
Date	Feb 23, 2022
Book Page	498/81
Instrument	202201100

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12470 COUNTY ROAD 4047, HOLTS SUMMIT, MO 65043-2086
Transaction Type	Mortgage
Record Updated	Jul 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	244/347
Date	Jun 19, 2020
Book Page	244/347
Instrument	202003806

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 12470 Co Rd 4047 was $1,415, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,415.00 (-2.48%)	$23,288 (-)	$122,570 (-)
2024	$1,451.00 (+0.07%)	$23,288 (-)	$122,570 (-)
2023	$1,450.00 (+2.04%)	$23,288 (+2.08%)	$122,570
2022	$1,421.00	$22,813 Land $950 Building $21,863
2021			$120,070 Land $5,000 Building $115,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12470 Co Rd 4047 in Zone X, an area of minimal flood risk, though there have been 159 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	159 (1982–2019)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Jul 2019 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2019 · 15 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 46 claims Severe Storms & Flooding, Sep 1993 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12470 Co Rd 4047 is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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