12476 Curry Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12476 Curry Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,335 sqft · built 1988
Lot Size	0.239 acres (10,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (May 2022)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1310-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1310-0060`
Alternative APNs	`00696232` `696232`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
Gross Area	1,655 sqft
1st Floor Area	1,335 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,403 sqft (0.239 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	392 sqft
Porch	Unfinished Open Porch
Porch Area	20 sqft
Deck Area	154 sqft
Patio Area	934 sqft
Gazebo	96 sqft
Utility Building	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00696232
Street Address	12476 CURRY DR
City	SPRING HILL
State	FL
Zip	34609-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1310 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1310
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1005
Census Tract	41005

Owner

Source: Hernando County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12476 CURRY DR, SPRING HILL, FL 34609-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 9, 2022	Warranty Deed, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Sep 10, 2020	Warranty Deed, Transfer SOUTHEAST TITLE/THE SUNCOAST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on Record
Deed Sale	May 9, 2022 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	202236035
Deed Book / Page	4168 / 288
Prior Transfer Date	Jan 11, 2005
Prior Transfer Doc	0019631489
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12476 CURRY DR, SPRING HILL, FL 34609-1303
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12476 CURRY DR, SPRING HILL, FL 34609-1303

Mortgage

Document Number	0043491545
Date	Oct 4, 2023
Book Page	4349/1545
Instrument	2023063187

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 9, 2022
Property Address	12476 CURRY DR, SPRING HILL, FL 34609-1303
Document Number	0041680288
Book / Page	4168 / 288
Map Reference	MB 9 PG 65-80
Instrument Date	May 2, 2022
Instrument	2022036035
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	HEARTLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12476 CURRY DR, 12476, SPRING HILL, FL 34609-1303

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004168290
Date	May 9, 2022
Instrument	4168/290

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 10, 2020
Property Address	12476 CURRY DR, SPRING HILL, FL 34609-1303
Document Number	0038851213
Book / Page	003885 / 001213
Instrument Date	Sep 1, 2020
Instrument	55503
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	SOUTHEAST TITLE/THE SUNCOAST

Transaction

Amount	Amount Recorded
Tax	$952.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12476 CURRY DR SPRING HILL FL 346091303, SPRING HILL, FL 34609-1303

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,857.00 (+23.58%)	$221,727 (+7.88%) Land $40,052 Building $181,675	$221,727 (+7.88%) Land $40,052 Building $181,675
2023		$205,528 Land $53,755 Building $151,773
2022	$3,121.00		$205,528 Land $31,729 Building $173,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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