12475 Co Rd 14, Waterloo, AL 35677 Property Records

Lauderdale County property record for 12475 Co Rd 14, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1983
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Dec 2025)
Tax Bill	$565 (2025)
Deeds & Mortgages	Dec 2025 Sale Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-12-0-000-007-000`

Property Details

APN / Parcel Number

Primary APN	`12-01-12-0-000-007-000`
Alternative APNs	`101962` `036620` `47192`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	207 ft deep x 322 ft wide
Garage Area	1,300 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	101962
Street Address	12475 COUNTY ROAD 14
City	WATERLOO
State	AL
Zip	35677-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	322.24 X 207.77 (180S) IRR PT OF NW/4 OF NW/4 SEC 12 T2S R14W LESS ROW 1.3 AC/C COMM @ NE COR OF NW/4 OF NW/4 OF SEC 12 TH SE
Legal Range	14W
Legal Township	02S
Legal Section	12
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1105
Census Tract	11300

Owner

Source: Lauderdale County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12475 COUNTY ROAD 14, WATERLOO, AL 35677-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Warranty Deed, Transfer
Nov 7, 2025	Warranty Deed, Transfer
Jun 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	0202561764
Deed Book / Page	2025 / 61764
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 19, 2025
Property Address	12475 COUNTY ROAD 14, WATERLOO, AL 35677-3503
Document Number	2025/61764
Book / Page	2025 / 61764
Map Reference	MB 2022 PG 31718
Instrument Date	Nov 6, 2025
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7282 COUNTY ROAD 7, FLORENCE, AL 35633-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12475 COUNTY ROAD 14, WATERLOO, AL 35677-3503
Investor	Possibly a Property Investor

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 7, 2025
Property Address	12475 COUNTY ROAD 14, WATERLOO, AL 35677-3503
Document Number	2025/54432
Book / Page	2025 / 54432
Instrument Date	Nov 6, 2025
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7282 COUNTY ROAD 7, FLORENCE, AL 35633-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12475 COUNTY ROAD 14, WATERLOO, AL 35677-3503

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 2, 2022
Property Address	12475 COUNTY ROAD 14, WATERLOO, AL 35677-3503
Document Number	2022/31718
Book / Page	2022 / 31718
Instrument Date	Jun 2, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 S LELAND DR, 24, FLORENCE, AL 35630-3218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 AQUA VISTA DR, KILLEN, AL 35645-8319

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$565.00 (+7.82%) Homeowner's exemption	$17,800 (+6.97%)	$184,920 (+11.33%) Land $16,900 Building $168,020
2024	$524.00 (-56.66%) Homeowner's exemption	$16,640 (+3%) Land $1,420 Building $15,220	$166,100 (+0.29%) Land $14,000 Building $152,100
2023	$1,209.00 (+36.3%)	$4,160 (-82.62%) Land $4,160	$165,620 (+38.36%) Land $20,800 Building $144,820
2022	$887.00	$23,940	$119,700 Land $16,600 Building $103,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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