Lauderdale County property record for 12095 Co Rd 14, Waterloo, AL 35677
| Property Type | Vacant Land |
|---|---|
| Lot Size | 6.59 acres (287,496 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $15 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-11-0-000-002-003 |
| Primary APN | 12-01-11-0-000-002-003 |
|---|---|
| Alternative APNs |
|
| Lot Area | 287,496 sqft (6.59 acres) |
|---|
| Account Number | 35018 |
|---|---|
| Street Address | 12095 COUNTY ROAD 14 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3501 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | 01 |
| Legal Description | 6.6 AC/C PT OF NE/4 OF NE/4 SEC 11 T2S R14W FI 96-346 FR 45 FI 96-419 PG 46 WILL BOOK 120 PG 189 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 11 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 11300 |
12095 Co Rd 14, vacant land, is owned by an individual.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 TWIN OAK DR, FLORENCE, AL 35633-1001 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 12095 Co Rd 14 was $15.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15.00 | $440 | $46,300 Land $46,300 |
| 2023 | $14.00 (+1%) | $400 (+1%) Land $400 | $77,800 (+84.8%) Land $77,800 |
| 2022 | $7.00 | $200 | $42,100 Land $42,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12095 Co Rd 14 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12095 Co Rd 14 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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