King George County property record for 12474 Richards Ride, King George, VA 22485
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,752 sqft · built 1992 |
| Lot Size | 2.05 acres (89,472 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,102 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16D-3-30 |
| Primary APN | 16D-3-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,752 sqft Living Area |
| Gross Area | 5,608 sqft |
| 1st Floor Area | 3,696 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,472 sqft (2.05 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 276 sqft |
| Patio Area | 444 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 2354 |
|---|---|
| Street Address | 12474 RICHARDS RIDE |
| City | KING GEORGE |
| State | VA |
| Zip | 22485-5434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | PEPPERMILL ESTATES SUBD. SEC 3 LOT 30 2.054 A |
| Legal Subdivision | PEPPERMILL ESTATES |
| Legal Lot Number | 30 |
| Jurisdiction | KING GEORGE VA |
| Township / Civil Division | JAMES MONROE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40200 |
Source: King George County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12474 RICHARDS RIDE, KING GEORGE, VA 22485-5434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING GEORGE VA |
| Property Address | 12474 RICHARDS RIDE, KING GEORGE, VA 22485-5434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | FOOTE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0190046810 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 190046810 |
| Name | NSWC FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: King George County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | King George County |
| Unified School District | King George County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,900 (+1.23%) Land $80,500 Building $381,400 | $461,900 (+1.23%) Land $80,500 Building $381,400 | |
| 2025 | $3,102.00 (+8.39%) | $456,300 (-) Land $70,500 Building $385,800 | |
| 2024 | $2,862.00 (-7.74%) | ||
| 2023 | $3,102.00 | $456,300 Land $70,500 Building $385,800 | $456,300 (-) Land $70,500 Building $385,800 |
| 2021 | $456,300 Land $70,500 Building $385,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KING GEORGE CO. COURTHOUSE serves 3,985 people · EPA ID VA6099050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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