King George County property record for 12398 Richards Ride, King George, VA 22485
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,536 sqft · built 1994 |
| Lot Size | 2 acres (87,164 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,797 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16D-3-27 |
| Primary APN | 16D-3-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Living Area |
| Gross Area | 5,640 sqft |
| 1st Floor Area | 3,520 sqft |
| Basement Area | 1,088 sqft |
| Finished Basement | 707 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,164 sqft (2 acres) |
| Terrain | Rolling |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 205 sqft |
| Deck Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 2351 |
|---|---|
| Street Address | 12398 RICHARDS RIDE |
| City | KING GEORGE |
| State | VA |
| Zip | 22485-5432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | PEPPERMILL ESTATES SUBD. SEC 3 LOT 27 2.001 A |
| Legal Subdivision | PEPPERMILL ESTATES |
| Legal Lot Number | 27 |
| Jurisdiction | KING GEORGE VA |
| Township / Civil Division | JAMES MONROE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40200 |
12398 Richards Ride is owner-occupied and held in a trust since January 2026.
Source: King George County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12398 RICHARDS RIDE, KING GEORGE, VA 22485-5432 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Intrafamily Transfer, Transfer |
| Apr 25, 2023 | Deed of Trust, Mortgage · Line of Credit HENRICO FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2026 |
| Transfer Doc | 0000000127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KING GEORGE VA |
| Recording Date | Jan 14, 2026 |
| Property Address | 12398 RICHARDS RIDE, KING GEORGE, VA 22485-5432 |
| Document Number | 0260000127 |
| Map Reference | MB 14 PG 18 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 260000127 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 12398 RICHARDS RIDE, KING GEORGE, VA 22485-5432 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING GEORGE VA |
| Property Address | 12398 RICHARDS RIDE, KING GEORGE, VA 22485-5432 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000934 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 230000934 |
| Name | HENRICO FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 27, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12398 Richards Ride was $2,797.
Source: King George County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | King George County |
| Unified School District | King George County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $483,400 (+17.5%) Land $80,000 Building $403,400 | $483,400 Land $80,000 Building $403,400 | |
| 2025 | $2,797.00 | $411,400 Land $70,000 Building $341,400 | |
| 2024 | $2,797.00 | ||
| 2023 | $2,797.00 | $411,400 Land $70,000 Building $341,400 | $411,400 Land $70,000 Building $341,400 |
| 2021 | $411,400 Land $70,000 Building $341,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12398 Richards Ride in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12398 Richards Ride is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KING GEORGE CO. COURTHOUSE serves 3,985 people · EPA ID VA6099050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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