12474 Gateway Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 12474 Gateway Dr, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,188 sqft · built 2024
OwnerIndividual Name on Record
Tax Bill$2,809 (2026)
Deeds & MortgagesApr 2025 Mortgage
APN53-07-26-0-000-015.208

Property Details

APN / Parcel Number

Primary APN53-07-26-0-000-015.208
Alternative APNs
  • 619033
  • 525630

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,188 sqft Heated Area
1st Floor Area1,188 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number525630
Street Address12474 GATEWAY DR
CityELBERTA
StateAL
Zip36530-4428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 183 LAKE OSPREY RV COUNTRY CLUB PHASE SIX (AMENDED) SLIDE 2891-A, SLIDE-2874-E
Legal SubdivisionLAKE OSPREYRV COUNTRY CLUB PHASE SIX
Legal Phase6
Legal Lot Number183
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group3
Census Block3008
Census Tract11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18 MUTTON CREEK LOOP ST, GREENFIELD, MO 65661-8133
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address12474 GATEWAY DR, ELBERTA, AL 36530-4428
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 MUTTON CREEK LOOP ST, GREENFIELD, MO 65661-8133

Mortgage

Document Number0002182325
DateApr 17, 2025
Instrument2182325
Lender
NameC-J INVESTMENT CO INC
TypeNon-Lending Institution
AddressNEVADA, MO 64772
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityElberta Town

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,809.00
2025$75,340 Land $34,320 Building $41,020$376,700 Land $171,600 Building $205,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims189 (1979–2020)
Claims Outside the SFHA18 of 189
Most Recent ClaimSep 2020 · river or lake flooding
Claims by Event
  • Hurricane Sally, Sep 2020 · 70 claims
  • Hurricane Ivan, Sep 2004 · 53 claims
  • Hurricane Georges, Sep 1998 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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