12471 Gateway Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 12471 Gateway Dr, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,044 sqft · built 2024
OwnerIndividual Name on File
Tax Bill$1,126 (2026)
Deeds & MortgagesApr 2024 Construction Loan
Nov 2025 Mortgage
+ 1 more
APN53-07-26-0-000-015.202

Property Details

APN / Parcel Number

Primary APN53-07-26-0-000-015.202
Alternative APNs
  • 619027
  • 535306

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,044 sqft Heated Area
1st Floor Area1,044 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number535306
Street Address12471 GATEWAY DR
CityELBERTA
StateAL
Zip36530-4427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 177 LAKE OSPREY RV COUNTRY CLUB PHASE SIX (AMENDED) SLIDE 2891-A, SLIDE-2874-E
Legal SubdivisionLAKE OSPREY RV COUNTRY CLUB PHASE SIX
Legal Phase6
Legal Lot Number177
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group3
Census Block3008
Census Tract11601

Owner

12471 Gateway Dr is owned and occupied by an individual.

Source: Baldwin County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address12471 GATEWAY DR, ELBERTA, AL 36530-4427
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Deed of Trust, Mortgage · Construction Mortgage
BRYANT BANK
Nov 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address12471 GATEWAY DR, ELBERTA, AL 36530-4427
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12471 GATEWAY DR 177, 177, ELBERTA, AL 36530-4427

Mortgage

Document Number0002119199
DateApr 18, 2024
Instrument2119199
Lender
NameBRYANT BANK
TypeBank
AddressDAPHNE, AL 36526
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address12471 GATEWAY DR, ELBERTA, AL 36530-4427
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12471 GATEWAY DR, ELBERTA, AL 36530-4427

Mortgage

Document Number0002221726
DateNov 17, 2025
Instrument2221726
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2040

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address12471 GATEWAY DR, ELBERTA, AL 36530-4427
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12471 GATEWAY DR, ELBERTA, AL 36530-4427

Mortgage

Document Number0002175275
DateMar 11, 2025
Instrument2175275
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 12471 Gateway Dr was $1,126.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityElberta Town

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,126.00
2025$31,820 Land $11,960 Building $19,860$318,100 Land $119,600 Building $198,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

There have been 189 flood claims near 12471 Gateway Dr since 1979.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 93 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims189 (1979–2020)
Claims Outside the SFHA18 of 189
Most Recent ClaimSep 2020 · river or lake flooding
Claims by Event
  • Hurricane Sally, Sep 2020 · 70 claims
  • Hurricane Ivan, Sep 2004 · 53 claims
  • Hurricane Georges, Sep 1998 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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