12471 Hillary Step Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12471 Hillary Step Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,471 sqft · built 2003
Lot Size2.26 acres (98,446 sqft)
Owner2 Individual Names on File
Tax Bill$2,147 (2025)
Deeds & MortgagesMar 2021 Mortgage
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN2-05-3-07-06-0-00178-00

Property Details

APN / Parcel Number

Primary APN2-05-3-07-06-0-00178-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area3,471 sqft Adjusted Area
1st Floor Area2,865 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area98,446 sqft (2.26 acres)

Location & Zoning

Street Address12471 HILLARY STEP DR
CityOLIVE BRANCH
StateMS
Zip38654-6076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFOREST HILL COMMUNITY PHASE III LOT 178
Legal Range005
Legal Township02S
Legal Section07
Legal SubdivisionFOREST HILL COMMUNITY PH 3
Legal Phase3
Legal Lot Number178
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group3
Census Block3015
Census Tract70830

Owner

12471 Hillary Step Dr is owned and occupied by two individuals who acquired it in March 2023.

Source: DeSoto County records, as of December 23, 2025

Owner of Record2 Individual Names on File
Mailing Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
WOLFE FINANCIAL INC
Jan 6, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Mar 14, 2023Intrafamily Transfer, Transfer
SURE TITLE COMPANY LLC, SURE TITLE CO LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 13, 2023
Transfer Doc01023/3950
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
Transaction TypeMortgage
Record UpdatedMar 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
InvestorPossibly a Property Investor

Mortgage

Document Number005196/529
DateMar 29, 2021
Book Page5196/529
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
Transaction TypeMortgage
Record UpdatedMar 27, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
InvestorPossibly a Property Investor

Mortgage

Document Number005418/683
DateDec 13, 2021
Book Page5418/683
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
Transaction TypeMortgage
Record UpdatedMar 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
InvestorPossibly a Property Investor

Mortgage

Document Number005549/631
DateJun 15, 2022
Book Page5549/631
Lender
NameWOLFE FINANCIAL INC
TypeMortgage Company
AddressASHEBORO, NC 27203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
Transaction TypeMortgage
Record UpdatedMar 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076

Mortgage

Document Number005654/636
DateJan 6, 2023
Book Page5654/636
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateMar 14, 2023
Property Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
Document Number01023/3950
Book / Page1023 / 3950
Map ReferenceMB 72 PG 35
Instrument DateMar 3, 2023
Transaction TypeTransfer
Record UpdatedMar 27, 2023
Title CompanySURE TITLE COMPANY LLC, SURE TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12471 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12471 Hillary Step Dr was $2,147.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,147.00$29,665 Land $3,500 Building $26,165$296,650 Land $35,000 Building $261,650
2023$1,858.00$21,593$215,928 Land $35,000 Building $180,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12471 Hillary Step Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimJun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12471 Hillary Step Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 44% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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