12405 Hillary Step Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 12405 Hillary Step Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,738 sqft · built 2003
Lot Size2.23 acres (97,139 sqft)
Owner2 Individual Names on File
Last Sale$527,000 (Mar 2022)
Tax Bill$2,196 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN2-05-3-07-06-0-00180-00

Property Details

APN / Parcel Number

Primary APN2-05-3-07-06-0-00180-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,738 sqft Adjusted Area
1st Floor Area2,306 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeHip
Roof MaterialShingle
Lot Area97,139 sqft (2.23 acres)
Pool Area512 sqft
Patio Area308 sqft

Location & Zoning

Street Address12405 HILLARY STEP DR
CityOLIVE BRANCH
StateMS
Zip38654-6076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFOREST HILL COMMUNITY PHASE III LOT 180
Legal Range005
Legal Township02S
Legal Section07
Legal SubdivisionFOREST HILL COMMUNITY PH 3
Legal Phase3
Legal Lot Number180
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group3
Census Block3015
Census Tract70830

Owner

12405 Hillary Step Dr is owned and occupied by two individuals who bought it in March 2022.

Source: DeSoto County records, as of December 23, 2025

Owner of Record2 Individual Names on File
Mailing Address12405 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK OF MISSISSIPPI
Mar 31, 2022Intrafamily Transfer, Transfer
NOT AVAILABLE, GUARDIAN TITLE LLC
Mar 23, 2022Warranty Deed, Transfer · Line of Credit
THE BANK OF HOLLY SPRING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2022 · Amount on File
Deed SaleMar 23, 2022 · Amount on File
Prior SaleAug 31, 2007
Deed Book / Page991 / 591
Prior Transfer DateMar 18, 2022
Prior Transfer Doc000992/447
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address12405 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 LAKELAND HEIGHTS BLVD, FLOWOOD, MS 39232-6676

Mortgage

Document Number005063/295
DateOct 12, 2020
Book Page5063/295
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2030

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateMar 31, 2022
Property Address12405 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
Document Number000992/447
Book / Page992 / 447
Map ReferenceMB 72 PG 35-40
Instrument DateMar 18, 2022
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12405 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMar 23, 2022
Property Address12405 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076
Document Number000991/591
Book / Page991 / 591
Map ReferenceMB 72 PG 35-40
Instrument DateMar 17, 2022
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 ELLEN DR, 19, COVINGTON, LA 70433-1105

Transferred To (Grantee/Buyer)

NameVerified Name
Address12405 HILLARY STEP DR, OLIVE BRANCH, MS 38654-6076

Mortgage

Document Number0005492580
DateMar 23, 2022
Instrument5492/580
Lender
NameTHE BANK OF HOLLY SPRING
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 16, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12405 Hillary Step Dr was $2,196.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,196.00$30,268 Land $3,500 Building $26,768$302,675 Land $35,000 Building $267,675
2023$2,019.00$20,202$202,021 Land $35,000 Building $167,021

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12405 Hillary Step Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimJun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12405 Hillary Step Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 44% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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